Central GovtNo Tax BenefitGuaranteed DoubleQ4 FY2025-26
Kisan Vikas Patra Calculator 2026: when does your money double?
Invest in KVP for a guaranteed doubling. No limit, no tax benefit, simple doubling.
⚠️ These rates are for Q4 FY2025-26 (valid till 2026-03-31). For the latest rates see India Post or the Ministry of Finance.
KVP: the simplest scheme
Deposit money and collect double at maturity. No maximum limit, and anyone aged 18+ can buy it. Premature encashment is allowed after 30 months. The certificate is transferable.
Key rules
- Minimum Rs. 1,000, no maximum limit
- Money doubles at maturity
- Premature withdrawal allowed after 30 months
- No tax benefit (neither 80C nor on maturity)
- Certificate can be transferred from one person to another
Frequently asked questions
Does KVP offer a tax benefit?
No. There is no 80C deduction and maturity is not tax free. Its strengths are the guaranteed doubling and the absence of any limit.
Where can I buy KVP?
At any Post Office, in denominations of Rs. 1,000, Rs. 5,000, Rs. 10,000 and Rs. 50,000.
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Source: Ministry of Finance / India Post, rates Q4 FY2025-26, subject to quarterly revision. Results are indicative; confirm final figures with your bank or post office.