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Government Scheme Calculators

PPF, SSY, NSC, KVP, APY, NPS and more. Rates updated every quarter from official notifications.

Rates: Q4 FY2025-26
⚠ïļ These rates are for Q4 FY2025-26 (valid till 2026-03-31). For the latest rates see India Post or the Ministry of Finance.

Savings schemes (Post Office / Bank)

👧Sukanya Samriddhi Yojana8.2%For a daughter ðŸĶPublic Provident Fund7.1%Tax-free savings 📜National Savings Certificate7.7%5-year fixed ðŸŒūKisan Vikas Patra7.5%Money doubles ðŸ‘īSenior Citizen Savings Scheme8.2%Quarterly income 📎Post Office Monthly Income Scheme7.4%Monthly income 💰Post Office Recurring Deposit6.7%Monthly deposits 🏧Post Office Time Deposit7.5%1 to 5 years ðŸ‘ĐMahila Samman Savings Certificate7.5%For women

Pension schemes

ðŸ›ĄïļAtal Pension YojanaPension up to Rs. 5,000 📊National Pension System10%Pension + tax benefit 👷PM Shram Yogi MaandhanPension for workers ðŸŒūPM Kisan Maandhan YojanaPension for farmers

Interest rate comparison (Q4 FY2025-26)

📊 NPS10% 👧 SSY8.2% ðŸ‘ī SCSS8.2% 📜 NSC7.7% ðŸŒū KVP7.5% 🏧 FD7.5% ðŸ‘Đ MSSC7.5% 📎 POMIS7.4% ðŸĶ PPF7.1% 💰 RD6.7%

Source: Ministry of Finance / India Post notifications. Results are indicative; actual returns depend on rate revisions.