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PM Kisan Maandhan Calculator 2026: pension for farmers

Small farmers: pay Rs. 55 to 200 a month, the government matches it, and you get Rs. 3,000 a month after 60. PM Kisan beneficiaries can register directly.

Central Govt50:50 Govt MatchSmall FarmersQ4 FY2025-26
⚠️ These rates are for Q4 FY2025-26 (valid till 2026-03-31). For the latest rates see India Post or the Ministry of Finance.

PM Kisan Maandhan: a pension for farmers

Small and marginal farmers with up to 2 hectares of land are eligible. PM Kisan beneficiaries can register directly at a CSC.

On death, the spouse receives 50% pension (Rs. 1,500 a month). If you exit, your share plus savings bank interest is returned.

Key rules

  • Age 18 to 40, land up to 2 hectares
  • Government matches 50:50
  • Rs. 3,000 a month pension after 60
  • Spouse gets 50% (Rs. 1,500 a month)
  • PM Kisan beneficiaries register at a CSC
  • On exit, principal plus savings bank interest is returned

Frequently asked questions

PM Kisan Maandhan vs PM Kisan Samman Nidhi?

PM Kisan pays Rs. 6,000 a year by DBT with no contribution. PM Kisan Maandhan is a contributory pension. They are separate and can be held together.

Can I exit the scheme?

Yes. Your share is returned with interest at the savings bank rate. The government's share is not returned.

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Source: Ministry of Finance / India Post, rates Q4 FY2025-26, subject to quarterly revision. Results are indicative; confirm final figures with your bank or post office.