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Assistance for Purchase of House (HBOCWWB)

APH(HBOCWWB)

Published: Oct 2026

6 min read

Published by Navin, Editor · First published: 8 Oct 2026

Assistance for Purchase of House (HBOCWWB)
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Published by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · Text from the official listing, not yet reviewed · How we prepare pages

About this banking scheme

Under this scheme, interest free loan is provided to registered construction workers, who have minimum five yearโ€™s regular membership, for purchase or construction of their houses. This facility is available once in lifetime.

The scheme โ€œAssistance for Purchase of Houseโ€ is implemented by the Haryana Building and Other Construction Workers Welfare Board (HBOCWWB), Labour Department, Government of Haryana. Under this scheme, interest free loan is provided to registered construction workers, who have minimum five yearโ€™s regular membership, for purchase or construction of their houses. This facility is available once in lifetime.

Benefits at a glance

Scheme nameAssistance for Purchase of House (HBOCWWB) (APH(HBOCWWB))
Launched byLabour Department
Benefit typeCash (money paid to your bank account)
CategoryBanking
Level / StateState ยท Haryana
Official portalhrylabour.gov.in (link at the end of this page)

Key facts

Implementing agencyHaryana Building & Other Construction Workers Welfare Board
Scheme forIndividual
Application modeOnline
Last dateNot given in the official listing
DBT (direct bank transfer)No

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 5+ years
  • ๐Ÿ’ผConstruction Worker, Unorganized Worker
  • ๐Ÿ“Online

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

  1. Under this scheme, an interest-free loan of up to Rs. 2,00,000/- is provided to registered construction workers for the purchase or construction of their houses.

Note: The Board will provide financial assistance in the shape of interest compensation upto Rs. 1,00,000/- through banks to the construction workers, who are beneficiaries of Pradhan Mantri Awaas Yojana for the construction of a house.

Who qualifies

  1. The applicant should be registered under the Haryana Building & Other Construction Workers Welfare Board.
  2. The registered worker should have regular membership for at least 5 years and 8 years are left to attain the age of 60 years.
  3. The maximum age of the worker should be 52 years. So that he/she can repay the loan in the next 8 years.
  4. This facility will be available once in a lifetime.
  5. The application frequency is limited to once.

Papers to keep ready

Documents required for registration under HBOCWWB:

  1. Identity proof i.e. Aadhaar Card, Voter Card
  2. Passport-size photograph
  3. Attested work experience document
  4. Proof of residence
  5. Ration Card
  6. Bank account details
  7. Caste Certificate (If applicable)
  8. Proof of age
  9. Parivar Pehchan Patra (Family ID)
  10. Disability certificate (If applicable)
  11. Any other documents as required

Documents required for Scheme Benefits:

  1. Identity proof/ID Card of Worker
  2. Location Certificate
  3. Land tax receipt
  4. Original document
  5. Plan and estimate (approved)
  6. Encumbrance Certificate of 14 years
  7. Terminal benefit declaration
  8. Attested copy of ration card (pages 2,4) for maintenance application
  9. Ownership of the building (for maintenance only)
  10. Attested copies of identity card and passbook
  11. Title clearance certificate
  12. Age certificate of the building (for maintenance only)
  13. Valuation certificate of the building (for maintenance only)
  14. No objection certificate from the authorities for construction
  15. Declaration from the applicant that neither he/she/ nor his/her spouse or children own a house (for new construction)
  16. Any other documents as required

Registration walkthrough

Online

Registration of a Construction Worker Under HBOCWWB:

Step 01: The construction worker should visit the Official Website of the Labour Department Haryana.

Step 02: On the home page, click on the โ€œBuilding & Ors Const. Workers Welfare Boardโ€ link.

Step 03: Applicant has to read all the instructions and then โ€œTickโ€ the acknowledgment, then click on the โ€œSubmitโ€ button.

Step 04: Verification using Parivar Pehchan Patra (PPP)- Family ID:

a) Forget/not having Family ID: If you do not have a PPP ID or forget the PPP ID, then you have to select that radio button and you are redirected to the PPP Portal to get their PPP ID.

b) Having a Family ID: If you have a family ID, then only you can move to the next step for registration. To proceed further, follow the given steps:

โ€ข Select the โ€œI have family IDโ€ radio button

โ€ข Enter Parivar Pehchan Patra number - Family ID

โ€ข Click on โ€œFetch Family Detailsโ€ which displays the family members registered under the given Family ID

โ€ข Select a family member for registration

โ€ข Enter the OTP that is being sent to the selected family member for verification

โ€ข Click on โ€œClick to Verifyโ€

Step 05: Aadhaar Verification before Registration: Provide your Aadhaar number and tick mark the checkbox for the declaration. Click on the โ€œContinueโ€ button.

Step 06: After verification, fill out the complete registration form and submit the form.

Step 07: Login into the account: After the final submission of the registration form, a worker can login into his/her account using their username and password but unable to avail of any benefit.

Step 08: To avail of the benefits, a worker has to pay the registration fee and add a work experience of a minimum of 90 days of the preceding year.

Step 09: Now, the worker needs to add work experience, to add 90 days of experience, the applicant has to fill in all the details where he/she has worked.

Step 10: The schemes and other benefits can be availed once the 90 daysโ€™ work experience is approved by the Officer.

Apply for Scheme: Registration Process on Antyodaya-SARAL Portal:

Step 01: To avail of the benefits of the scheme, the applicant needs to visit the Official Portal -Antyodaya-SARAL Portal

Step 02: If the applicant is not registered on the portal, then he/she gets registered on the portal.

Step 03: For registration, click on โ€œNew User/Register Hereโ€ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number & password. Click on โ€˜Submitโ€™.

Step 04: Applicants will receive the login ID on their mobile number.

Login to Apply for the Scheme:

Step 01: Visit the Official Portal -Antyodaya-SARAL Portal

Step 02: The โ€œSign in hereโ€ option is available on the right side of the screen. Applicant needs to fill in their credentials and click on the โ€˜Loginโ€™ button.

Step 03: In the opened window, click on โ€œScheme/Services listโ€ and a list of schemes will appear on the screen.

Step 04: Now, select the scheme and click on โ€œApply for Service/Schemeโ€.

Step 05: Fill in all the details asked in the online application form and submit the application form.

HBOCW Registration User Manual HBOCW Registration Basic Instructions & Features

Frequently asked questions

What are the benefits of the scheme?

Registered construction workers can avail of interest-free loans of up to Rs. 2,00,000/- for the purchase or construction of their houses.

Is there any additional financial assistance available for beneficiaries of the Pradhan Mantri Awaas Yojana (PMAY)?

Yes, beneficiaries of PMAY can receive additional financial assistance in the form of interest compensation of up to Rs. 1,00,000/- through banks for house construction.

Who is eligible to apply for this scheme?

Applicants must be registered under the Haryana Building & Other Construction Workers Welfare Board and have regular membership for at least 5 years with 8 years left to attain the age of 60 years.

What is the maximum age limit for eligibility?

The maximum age of the worker should be 52 years to ensure repayment of the loan within the next 8 years.

How many times can a worker avail of this facility?

This facility is available once in a lifetime to registered construction workers.

How can a construction worker register under HBOCWWB?

Construction workers can register by visiting the Official Website of the Labour Department Haryana.

Where can applicants apply for the scheme?

Applicants can apply for the scheme through the Official Portal - Antyodaya-SARAL Portal.

What is the repayment period for the loan?

The loan must be repaid within 8 years from the date of disbursement.

Can applicants apply for the scheme multiple times?

No, the application frequency is limited to once per registered worker's lifetime.

Is there any provision for continuation of the loan after the death of the applicant?

No continuation after death.

Is there any registration fee required when registering under HBOCWWB?

Registration fee Rs. 25/- once in a life-time and Rs. 5/- per month (Rs. 60/- P.A.) as subscription fee shall be paid to the Board by the beneficiary.

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