About this banking scheme
Atal Beemit Vyakti Kalyan Yojana offers cash relief to insured persons who become unemployed. Eligible individuals can receive 50% of their average daily earnings for up to 90 days. Applications are submitted online through the ESIC portal.
The Atal Beemit Vyakti Kalyan Yojana (ABVKY) is a government scheme for providing financial support to insured individuals who lose their jobs. It is managed by the Employees’ State Insurance Corporation (ESIC) under the Ministry of Labour and Employment.
This scheme aims to help insured persons during their period of unemployment by offering cash compensation. It is crucial for those who have been contributing to the Employees’ State Insurance scheme.
Under ABVKY, eligible individuals can receive a benefit amounting to 50% of their average daily earnings for a maximum of 90 days. This support can make a significant difference in managing expenses during tough times.
Benefits at a glance
| Scheme name | Atal Beemit Vyakti Kalyan Yojana (ABVKY) |
|---|---|
| Launched by | Ministry Of Labour and Employment |
| Launch year | 2018 |
| Benefit | Atal Beemit Vyakti Kalyan Yojana offers cash relief to insured persons who become unemployed. |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | Central · All India |
| Official portal | esic.gov.in (link at the end of this page) |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Implementing agency | Employees’ State Insurance Corporation |
| Scheme for | Individual |
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 60 years
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Cash relief of 50% of average daily earnings
- Support for up to 90 days of unemployment
The relief amount is paid directly to the bank account of the insured person. Claims become due 30 days after the unemployment date.
Who qualifies
- Must be aged between 18 and 60
- Should be unemployed at the time of claiming
- Must have been in insurable employment for at least 2 years
- Should have contributed a minimum of 78 days in each of the last three contribution periods
- Aadhaar and bank account must be linked to the insured person database
Who is not eligible
- Not eligible if unemployed due to misconduct or voluntary retirement
- Must not be re-employed during the relief period
- Not eligible if contributions were less than required
Papers to keep ready
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Registration walkthrough
- Visit the ESIC website and navigate to the IP Portal.
- Sign up using your Insurance Number, Date of Birth, and Mobile Number.
- Log in with your credentials and select the scheme.
- Fill in the application form with all required details.
- Download and complete the AB-1 Form, then upload it along with your Aadhaar Card.
- Submit the application and take printouts of the claim and employer letter.
- Submit the signed claim to your employer for forwarding to the ESIC Branch Office.
You can check the status of your application by logging into the ESIC portal and navigating to the relevant section. Alternatively, you can visit your designated ESIC Branch Office for assistance.
Important dates
| Launch / start | 01 Jul 2018 |
|---|
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Failing to link Aadhaar and bank account with the insured database.
- Not providing complete documentation, leading to application rejection.
- Claiming relief while employed elsewhere.
- Missing the 30-day deadline to file a claim after unemployment.
- Incorrectly filling out the AB-1 Form.
Frequently asked questions
What is the Atal Beemit Vyakti Kalyan Yojana?
It is a scheme to provide cash relief to insured persons who become unemployed.
Who is eligible for this scheme?
Individuals aged 18-60, who have been employed for at least 2 years and contributed enough days.
How much relief can I get?
You can receive 50% of your average daily earnings for up to 90 days.
How do I apply?
You can apply online through the ESIC portal by following the application steps.
What documents do I need?
You need an Aadhaar card, bank details, and proof of employment among others.
What happens if I get a new job?
If you are re-employed during the relief period, you will lose eligibility for the relief.
When can I check my application status?
You can check your status online after submitting your application.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Scheme Details esic.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
First draft prepared with editorial AI tools; every fact verified against the official notification and rewritten by our team.
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