About this business scheme
The Bank Loan Processing Fee Reimbursement Scheme helps SC/ST entrepreneurs by covering up to 80% of bank loan processing fees, up to Rs. 1,00,000. The official listing gives no last date, so check the official portal for the current status before applying.
The Bank Loan Processing Fee Reimbursement Scheme is designed to support entrepreneurs from Scheduled Caste (SC) and Scheduled Tribe (ST) backgrounds. It is managed by the Ministry of Micro, Small and Medium Enterprises (MSME).
This scheme reimburses a significant portion of the processing fees charged by banks for loans, easing financial burdens on small businesses.
By providing this support, the initiative encourages inclusive growth and helps SC/ST-owned businesses gain better access to credit.
Benefits at a glance
| Scheme name | Bank Loan Processing Fee Reimbursement Scheme (BNPFRS) |
|---|---|
| Launched by | Ministry Of Micro, Small and Medium Enterprises |
| Benefit | The Bank Loan Processing Fee Reimbursement Scheme helps SC/ST entrepreneurs by covering up to 80% of... |
| Benefit type | Cash (money paid to your bank account) |
| Category | Business |
| Level / State | Central · All India |
| Official portal | scsthub.in |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Scheme for | Infra |
| Application mode | Online |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| DBT | No |
| Last Date for Application | Ongoing |
Who can apply (quick check)
- 👤All genders
- 🏷️SC / ST
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Reimbursement of up to 80% of processing fees or Rs. 1,00,000, whichever is lower (excluding GST and taxes).
The reimbursement is provided after the disbursement of business loans in a financial year, allowing multiple claims within the limit.
Who qualifies
- Belong to the Scheduled Caste (SC) or Scheduled Tribe (ST) category.
- Own or represent a Micro or Small Enterprise (MSE).
- Have taken loans from Scheduled Commercial Banks, Non-Banking Finance Companies (NBFCs), or State Finance Corporations.
Who is not eligible
- No specific exclusions mentioned, but those not in SC/ST categories are not eligible.
Papers to keep ready
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Registration walkthrough
- Visit the official portal of the National SC-ST Hub.
- Click on the scheme name and select 'Sign Up' to register.
- Fill in your details like name, email ID, and mobile number.
- Create a password and complete the registration.
- Log in with your credentials and fill in the required details to submit your application.
To check your application or payment status, log in to the portal using your registered credentials. You can also contact the helpline for assistance.
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Not providing a valid caste certificate can lead to rejection.
- Missing documents like loan sanction letters can cause delays.
- Incorrect details in the application form may result in disqualification.
- Submitting applications without Udyam Registration can lead to rejection.
- Failing to provide proof of loan disbursement can affect the claim.
- Not following the online application steps correctly can cause issues.
Frequently asked questions
What is the purpose of the Bank Loan Processing Fee Reimbursement Scheme?
It helps SC/ST entrepreneurs by reimbursing a part of their bank loan processing fees.
How much can I claim under this scheme?
You can claim up to 80% of the processing fee or Rs. 1,00,000, whichever is lower.
Who is eligible for this scheme?
You must belong to SC/ST categories and own a Micro or Small Enterprise.
Can I apply multiple times in a year?
Yes, you can apply multiple times, but the total reimbursement cannot exceed Rs. 1,00,000.
What types of loans qualify for reimbursement?
Loans from Scheduled Commercial Banks, NBFCs, and State Finance Corporations qualify.
How do I apply for the scheme?
You can apply online through the National SC-ST Hub portal.
Is there a deadline for applying?
The official listing gives no last date, so check the official portal for the current status before applying.
Can I combine this scheme with others?
No, you cannot combine this with other reimbursement schemes.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines www.scsthub.in (PDF)
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
Drafted with AI tools from the official listing. Every number and date is checked automatically against the official text; confirm the details on the official portal before applying.
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