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Bima Yojana – Direct Benefit to Artisan

BYDBTA

2026 โœ“๐Ÿฆ Bankingโœ… Up to Rs. 8,000 per month๐Ÿ‡ฎ๐Ÿ‡ณ All India

Published: Sep 2026

3 min read

Reviewed by Navin, Editor · First published: 28 Sep 2026

Bima Yojana โ€“ Direct Benefit to Artisan
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Written by Navin · Editor, tsmpb.inUpdated: 14 Oct 2026 · How we verify scheme facts

About this banking scheme

The Bima Yojana provides financial support of up to Rs. 8,000 per month to senior artisans. Applications are accepted offline at Handicrafts Service Centres and there is no last date for application.

The Bima Yojana – Direct Benefit to Artisan is a social welfare scheme by the Ministry of Textiles, Government of India. It was launched on 15th August 2022 to support senior and award-winning artisans in the handicraft sector.

This scheme aims to ensure financial security for artisans by providing them with monthly financial assistance. It is designed specifically for those who have achieved recognition in their craft.

The assistance can be in the form of a monthly allowance or a lump sum grant, helping artisans maintain their livelihoods and continue their craft.

Benefits at a glance

Scheme nameBima Yojana – Direct Benefit to Artisan (BYDBTA)
Launched byMinistry Of Textiles
BenefitThe Bima Yojana provides financial support of up to Rs.
Benefit typeCash (money paid to your bank account)
CategoryBanking
Level / StateCentral ยท All India
Official portalhandicrafts.nic.in (link at the end of this page)

Key facts

Scheme typeCentral Sector Scheme
Application modeOffline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No
Age RelaxationAvailable for artisans with disabilities
Family income limitUp to Rs. 1 lakh per year

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 60+ years
  • ๐Ÿ’ฐIncome Rs. 1 lakh tak
  • ๐Ÿ’ผArtists
  • ๐Ÿ“Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

The Bima Yojana provides financial support of up to Rs.
  • Monthly assistance of up to Rs. 8,000

The financial assistance is provided monthly or as a one-time grant, but the total amount will not exceed Rs. 8,000 per month.

Who qualifies

  • Applicant must be an artist aged 60 years or above
  • Annual income should not exceed Rs. 1,00,000
  • Must have received national awards or similar recognitions
  • Should not be receiving similar financial assistance from other sources

Who is not eligible

  • Applicants below 60 years of age
  • Those with an annual income above Rs. 1,00,000
  • Applicants not recognized as master craftspersons
  • Individuals receiving similar benefits from other schemes

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Registration walkthrough

  1. Fill the application form.
  2. Submit it at the nearest Handicrafts Service Centre.
  3. Include all required documents.
How to check status and payment

To check the application or payment status, contact the nearest Handicrafts Service Centre or the Office of Development Commissioner (Handicrafts).

Real-life examples: are you eligible?

A quick way to gauge your eligibility: find the profile nearest to yours.

Ramesh is a 65-year-old artisan who has received a National Award. He is eligible for the scheme because he meets all requirements.
Sita is 58 years old and has not received any awards. She is not eligible for the scheme due to her age and lack of recognition.

Every case differs. Confirm your eligibility on the official portal before applying.

Common mistakes: why applications get rejected
  • Not providing the required documents, leading to rejection.
  • Submitting an incomplete application form.
  • Not meeting the income criteria.
  • Failing to include an affidavit signed by a 1st Class Magistrate.
  • Applying online instead of offline, as the process is only offline.

Frequently asked questions

What is the Bima Yojana?

It is a scheme providing financial support to senior artisans.

Who can apply for this scheme?

Only master craftspersons aged 60 and above with specific awards.

What is the maximum benefit amount?

The maximum assistance is Rs. 8,000 per month.

How can I apply?

You need to apply offline at the nearest Handicrafts Service Centre.

What documents are needed?

You need an Aadhaar card, Artisan ID, and income certificate.

Can I apply if I receive MUDRA loans?

Yes, as long as you don't receive similar financial aid from other sources.

Do I need to renew my application?

Yes, you must submit a new income certificate and affidavit each year.

What happens if I miss the application submission?

There is no last date, so you can apply anytime.

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First draft prepared with editorial AI tools; every fact verified against the official notification and rewritten by our team.

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