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Birsa Awas Nirman Yojana

BANY

Published: Oct 2026

3 min read

Reviewed by Navin, Editor · First published: 6 Oct 2026

Birsa Awas Nirman Yojana
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this housing scheme

The "Birsa Awas Nirman Yojana" by the Welfare Department, Government of Jharkhand, provides financial assistance in three installments for housing construction to Scheduled Tribes, along with a Rs. 500 incentive for monitoring agencies for timely completion.

The "Birsa Awas Nirman Yojana" was launched by the Department of Scheduled Tribe, Scheduled Caste, Minority & Backward Class Welfare, Government of Jharkhand, and aims to provide durable housing for the economically weaker Scheduled Tribes (ST) with a focus on timely construction, monitoring, and quality management. Under this scheme, financial assistance is disbursed in three installments to beneficiaries, with an additional Rs. 500/- incentive per unit provided to Panchayat Volunteers or Self-Help Groups (SHGs) for overseeing construction milestones.

Benefits at a glance

Scheme nameBirsa Awas Nirman Yojana (BANY)
Launched byDepartment of Scheduled Tribe, Scheduled Caste, Minority and Backward Class Welfare
Benefit typeCash (money paid to your bank account)
CategoryHousing
Level / StateState ยท Jharkhand
Official portalcms.myscheme.gov.in (link at the end of this page)

Key facts

Scheme forIndividual
Application modeOffline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No
Age18 to 60 years

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 18 to 60 years
  • ๐Ÿท๏ธST
  • ๐Ÿ“Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

Financial Support: Beneficiaries receive Rs. 1,31,500/- for constructing houses under the scheme:

  1. First Installment: Rs. 40,000/- upon approval of the house.
  2. Second Installment: Rs. 75,000/- after window sealing.
  3. Third Installment: Rs. 16,500/- upon completing the house, including painting.

Incentives for Monitoring: Panchayat Volunteers or SHGs receive Rs. 500 per house in phases:

  1. Rs. 100/- after plinth completion.
  2. Rs. 100/- after lintel level completion.
  3. Rs. 100/- after roofing completion.
  4. Rs. 200/- after full house completion.

Who qualifies

  1. The applicant must belong to the Scheduled Tribe community in Jharkhand.
  2. The applicant must fall under the economically weaker section.
  3. Only individuals residing in rural areas are eligible.

Who is not eligible

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Registration walkthrough

Offline

Step 1: The interested applicant should visit (during office hours) the Panchayat office or designated Welfare Department office and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.

Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Submit the duly filled and signed application form along with the documents to the Panchayat office or designated Welfare Department office.

Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Frequently asked questions

Who is eligible for this scheme?

Scheduled Tribe individuals residing in rural Jharkhand without a permanent house are eligible.

What is the total financial support provided?

Beneficiaries receive Rs. 1,31,500 for housing construction.

How is the incentive for Panchayat Volunteers disbursed?

Panchayat Volunteers or SHGs receive Rs. 500 per house in four phases based on construction milestones.

What is the timeframe for completing the house?

Construction must be completed within 6 months of receiving the first installment.

How can I apply for the scheme?

Applications can be submitted through the Panchayat office with all required documents.

Is this scheme available in urban areas?

No, the scheme is intended for rural areas only.

What is the role of Panchayat Volunteers or SHGs?

They monitor construction progress and ensure quality and timely completion.

Where can I check the status of my application?

Application status can be checked at the Panchayat office or through the Welfare Department's online portal.

What is the total financial support provided?

Beneficiaries receive Rs. 1,31,500 for housing construction.

How is the incentive for Panchayat Volunteers disbursed?

Panchayat Volunteers or SHGs receive Rs. 500 per house in four phases based on construction milestones.

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