About this business scheme
The "Direct Loan Scheme" offers financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses.
The "Direct Loan Scheme" was implemented by Karnataka Leather Industries Development Corporation Ltd, Department of Social Welfare, Govt of Karnataka. The scheme aims to provide financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses and empower artisans and improve their livelihoods by providing access to capital to start or expand small-scale enterprises.
Benefits at a glance
| Scheme name | Direct Loan Scheme Karnataka (DLSK) |
|---|---|
| Launched by | Social Welfare Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Business |
| Level / State | State · Karnataka |
| Official portal | sevasindhu.karnataka.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Karnataka Leather Industries Development Corporation Ltd |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 30,000 per year |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 60 years
- 🏷️SC
- 💰Income Rs. 30,000 tak
- 💼Artisans, Spinners & Weavers
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Financial assistance with a 50% subsidy and 50% loan.
- Total unit cost is Rs. 1,00,000/-.
- Loan repayment in 24 equal installments with a 4% interest rate.
Who qualifies
- The applicant should be leather artisans.
- The applicant should belongs to sub-castes Arundathiyar, Chammadiya, Chamar, Chambar, Chamagar, Madar, Madig, Madiga, Mini Madig, Jambavalu, Haralayya, Machigar, Mochigar, Mochi, muchi, Telugu Mochi, kamaati mocha, Rohidas, Dhor, kakkayya, Kankayya, Samagara, Samagar, Aadhi Anddra, Aadhi Dravida, Aadhi Karnataka among scheduled castes.
- The age of the applicant should be 18 years.
- The applicant's annual family income should not exceed Rs. 30,000/- in rural areas and Rs. 25,000/- in urban areas.
- The applicant or their family members must not have received benefits from other schemes, except training programs.
- The applicant's family members should not be employed in government or semi-government organizations.
Papers to keep ready
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Registration walkthrough
Online
Registration Process:
Step-01: Visit the official Seva Sindhu Portal.
Step-02: Choose "New Users Register Here" and fill in your Aadhaar Number and the Captcha code.
Step-03: An OTP will be sent to your Aadhaar-linked mobile number. Enter the OTP to continue.
Step-04: Once your DigiLocker account is created, click "Allow" to proceed.
Step-05:https://sevasindhu.karnataka.gov.in/Sevasindhu/English Fill out your email ID, mobile number, create a password, and enter the captcha, then click "Submit".
Step-06: You will receive OTPs on both your email and mobile number. Enter both OTPs and select "Validate".
Step-07: Once validated, a confirmation message will indicate your registration is successful.
Applying for a Scheme:
Step-01: Go to Seva Sindhu Portal and select "Department & Services".
Step-02: Select department "Social Welfare Department" and click on the scheme "Direct Loan Scheme"
Step-03: Click "Apply Online" and enter your registered email ID/mobile number and the OTP.
Step-04: Select the scheme and provide your personal, address, and banking details as required.
Step-05: Once submitted, you will receive an Application ID. You can use this ID to track your application status on the portal.
Frequently asked questions
What is the Direct Loan Scheme?
It is a scheme offering financial assistance to leather artisans with Rs. 50,000 as a loan and Rs. 50,000 as a subsidy for starting small businesses.
Who is eligible for the scheme?
Leather artisans from specific SC sub-castes, including Arundathiyar, Chamar, Mochi, etc., are eligible.
What is the age limit for applicants?
The minimum age requirement is 18 years.
Are female artisans given any reservation?
Yes, 33% of the scheme’s benefits are reserved for female artisans.
Can physically challenged artisans apply?
Yes, 5% of the scheme's benefits are reserved for physically challenged candidates.
How do I apply for the scheme?
Applications can be submitted online via Suvidha or Seva Sindhu portals.
Can I apply if my family member works in the government?
No, applicants must not have any family member employed in government or semi-government organizations.
What documents are required for the application?
Documents like Aadhaar Card, Caste Certificate, Income Certificate, and Ration Card are needed.
What is the process after application submission?
The District Co-Ordinator verifies applications, and a District Level Selection Committee finalizes the list of beneficiaries.
Where is the final list of selected beneficiaries published?
The final approved list is published on the notice boards of the respective units after administrative approval.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines schemes.lidkar.com
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
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