About this banking scheme
The scheme offers financial aid to pregnant women via Self Help Groups. The loan is capped at Rs. 2,000/- with an interest rate of 11%, subject to changes.
The "District Central Cooperative Banks and through its Branches: For Maternity Loan through Self Help Groups" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, offers financial support through Self Help Groups to pregnant women for maternity-related expenses. The loan is capped at Rs. 2,000/- with an interest rate of 11%, subject to changes.
Benefits at a glance
| Scheme name | District Central Cooperative Banks and through its Branches: For Maternity Loan through Self Help Groups (DCCBFML) |
|---|---|
| Launched by | Co-operation, Food and Consumer Protection Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State ยท Tamil Nadu |
| Official portal | tn.gov.in (link at the end of this page) |
Key facts
| Scheme for | Individual |
|---|---|
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Age | 18 to 55 years |
Who can apply (quick check)
- ๐คFemale
- ๐Age 18 to 55 years
- ๐Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Access to Loan: Rs. 2,000/-.
- Interest Rate: 11% (subject to change).
Who qualifies
- The beneficiary should be a woman.
- The beneficiary should be pregnant.
- The beneficiary should be a resident of Tamil Nadu.
- Loans should be applicable only for Maternity.
Who is not eligible
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Papers to keep ready
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Registration walkthrough
Offline
Step 1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority..
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
Frequently asked questions
What is the objective of this scheme?
The scheme offers financial aid to pregnant women via Self Help Groups. The loan is capped at Rs. 2,000/- with an interest rate of 11%, subject to changes.
Who can apply for the maternity loan?
Pregnant women are eligible for the maternity loan.
What is the maximum loan amount available?
The maximum loan amount available under the scheme is Rs. 2,000/-.
What is the interest rate on the loan?
The interest rate for the loan is currently set at 11%, but it is subject to change.
What documents are required to apply?
Applicants must provide proof of pregnancy, identification documents, and any other documents if required..
Is there an income limit to apply?
There is no specific income requirement to qualify for the maternity loan.
What is the process for applying?
Interested individuals must visit the nearest District Central Cooperative Bank branch, submit the application form along with the required documents.
Is the loan amount fixed?
Yes, the loan amount is fixed at a maximum of Rs. 2,000/-.
Can the loan be used for other purposes?
No, the loan is specifically intended for maternity-related expenses only.
Who can individuals contact for more information?
Applicants can contact the General Manager or Special Officer at their nearest cooperative bank branch for more information.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
