About this banking scheme
The scheme provides revamped micro credit loans through District Central Cooperative Banks to support women vendors selling flowers, vegetables, fruits etc. Loans range from Rs. 100/- to Rs. 5,000/- with an interest rate of 11%.
The "District Central Cooperative Banks and through its Branches: For Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit, etc." scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, offers revamped micro-credit loans to women engaged in vending activities like selling flowers, vegetables, fruits, etc. The scheme allows women vendors to obtain a loan between Rs. 100/- to Rs. 5,000/- at an interest rate of 11% (subject to change), supporting their businesses and enhancing their income generation opportunities.
Benefits at a glance
| Scheme name | District Central Cooperative Banks and through its Branches: For Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit etc. (DCCVFRMC) |
|---|---|
| Launched by | Co-operation, Food and Consumer Protection Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Tamil Nadu |
| Official portal | tn.gov.in (link at the end of this page) |
Key facts
| Scheme for | Individual |
|---|---|
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤Female
- 💼Street Vendor
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Access to Micro-Loan: Rs. 100/- to Rs. 5,000/-.
- Interest Rate: 11% (subject to change).
Who qualifies
- The beneficiary should be a woman.
- The beneficiary should be a resident of Tamil Nadu.
- The beneficiary should be engaged in vending activities of flowers, vegetables, fruits, etc.
Who is not eligible
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Papers to keep ready
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Registration walkthrough
Offline
Step 1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority..
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).
Frequently asked questions
What is the objective of this scheme?
The scheme provides revamped micro credit loans through District Central Cooperative Banks to support women vendors selling flowers, vegetables, fruits etc. Loans range from Rs. 100/- to Rs. 5,000/- with an interest rate of 11%.
What is the purpose of the loan?
The purpose of this loan is to provide financial support to women vendors engaged in selling flowers, vegetables, fruits, and other similar products.
Who is eligible to apply for this loan?
Women vendors involved in selling flowers, vegetables, fruits are eligible to apply.
What is the maximum amount of loan available?
The maximum amount of loan available under this scheme is Rs. 5,000/-.
What is the interest rate for the loan?
The loan has an interest rate of 11%, which is subject to change based on bank policies.
Is there any age limit for applicants?
The scheme does not specify an age limit for applicants.
What documents are required to apply for the loan?
Applicants are required to submit identity proof, address proof, and proof of vending activity (if necessary).
How can applicants apply for the loan?
Applicants can visit the nearest District Central Cooperative Bank branch to apply for the loan.
Is this financial support provided as a grant or loan?
This scheme provides financial support in the form of a loan, not a grant.
Is this scheme available at all branches of the District Central Cooperative Banks?
Yes, this scheme is available through all District Central Cooperative Banks and their branches.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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