About this banking scheme
Under this scheme, education loans of up to Rs. 50 lakhs are provided to persons with disabilities (OH/VH/HH/MR) for pursuing professional and technical education both in India and abroad.
The scheme "Education Loan for Persons with Disabilities" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under this scheme, education loans of up to Rs. 50 lakhs are provided to persons with disabilities (Orthopedically Handicapped, Visually Handicapped, Hearing Handicapped, Mentally Retarded) for pursuing professional and technical education both in India and abroad. Permanent residents of Haryana, aged between 18 and 55 years, with a disability of more than 40%, are eligible to benefit from this scheme.
Benefits at a glance
| Scheme name | Education Loan for Persons with Disabilities- Haryana (ELPD) |
|---|---|
| Launched by | Welfare of Scheduled Caste & Backward Classes Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State ยท Haryana |
| Official portal | saralharyana.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Haryana Backward Classes And Economically Weaker Sections Kalyan Nigam |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- ๐คAll genders
- ๐Age 18 to 55 years
- โฟDivyang (PwD)
- โฟ40%+ disability
- ๐Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
Under this scheme, education loans of up to Rs. 50 lakhs are provided to persons with disabilities (OH/VH/HH/MR) for pursuing professional and technical education both in India and abroad.
Who qualifies
- The applicant should be a permanent resident of Haryana State.
- The applicant should have a disability of more than 40%.
- The applicant's age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years. An age certificate issued by a competent authority authorized by the State Government, or as mentioned in the 10th certificate or any other government-issued certificate, will be required document.
- The applicant should have secured admission to a professional or technical course in India or abroad.
- Unique Disability ID (UDID) registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of Rs. 15 lakhs and above.
- The applicant must have a Parivar Pehchan Patra (PPP ID).
Who is not eligible
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Registration walkthrough
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal: https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click โNew Userโ under โSign In Hereโ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on โSubmitโ.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on โLoginโ.
Step 03: After successful login, click on โApply for Servicesโ and then โView all Available Servicesโ
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on โClick here to Fetch Family Dataโ which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on โClick to Verifyโ
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on โSubmitโ.
Tracking of Application:
Applicant can track his/her application through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Frequently asked questions
Who is eligible for this education loan?
Permanent residents of Haryana aged between 18 and 55 years with a disability of more than 40% are eligible. For persons with mental retardation, the eligible age is above 14 years.
What types of disabilities are covered under this scheme?
The scheme covers orthopedically handicapped, visually handicapped, hearing handicapped, and mentally retarded individuals.
How much loan amount can be availed under this scheme?
Eligible applicants can avail education loans of up to Rs. 50 lakhs.
For which types of education can this loan be used?
The loan can be used for pursuing professional and technical education both in India and abroad.
Is there an age limit for applying for this loan?
Yes, the applicant's age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years.
Is there a residency requirement for applicants?
Yes, the applicant should be a permanent resident of Haryana State.
What is the minimum disability percentage required for eligibility?
The applicant should have a disability of more than 40%.
Is UDID registration necessary for applying for this loan?
Yes, UDID registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of Rs. 15 lakhs and above.
Is a Parivar Pehchan Patra (PPP ID) required for the application?
Yes, the applicant must have a Parivar Pehchan Patra (PPP ID).
How can one apply for the education loan under this scheme?
Eligible applicants can apply online through the Official Portal- Antyodaya-SARAL Portal at https://saralharyana.gov.in/.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Scheme Details kms.saralharyana.nic.in
- Official Website www.haryanascbc.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
