About this education scheme
The scheme aims to provide education loans to members of the Backwards Classes for pursuing professional and technical education. Through this scheme, financial assistance in the form of education loans is provided to eligible Backwards Class students.
The scheme "Education Loan Scheme for Backward Classes" by the Haryana Backwards Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana, aims to provide education loans to members of Backward Classes for pursuing professional and technical education at the graduate and higher levels. Through this scheme, education loans are provided to eligible Backward Classes students to help them pursue professional and technical courses. The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.
Benefits at a glance
| Scheme name | Education Loan Scheme for Backward Classes Haryana (ELSBCH) |
|---|---|
| Launched by | Welfare of Scheduled Caste & Backward Classes Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Education |
| Level / State | State · Haryana |
| Official portal | saralharyana.gov.in (link at the end of this page) |
Key facts
| Scheme for | Individual |
|---|---|
| Application mode | Online / Online - via CSC |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 3 lakh per year |
| Age | 18 to 55 years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 55 years
- 🏷️OBC
- 💰Income Rs. 3 lakh tak
- 📝Online / Online - via CSC
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Education loan for pursuing professional and technical education at the graduate and higher levels.
- The maximum loan amount provided is Rs. 15,00,000/- for studies in India.
- The maximum loan amount provided is Rs. 20,00,000/- for studies abroad.
- The interest rate is 4% per annum.
- For girl students, the interest rate is 3.5% per annum.
Who qualifies
- The applicant should be between 18 to 55 years of age.
- The applicant should be a permanent resident of Haryana.
- The annual family income of the applicant should not exceed Rs. 3,00,000/- in both rural and urban areas.
- The applicant should belong to Backward Classes.
- The applicant should have obtained admission for any professional and technical courses approved by an appropriate agency, such as AICTE, Medical Council of India, UGC, etc., in a duly accredited/recognised institute.
- The applicant should have a minimum of 50% marks in the qualifying exam, i.e., the exam whose qualification is a prerequisite for the course.
- The applicant should have a Pariwar Pehchan Patra (PPP ID).
Papers to keep ready
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Registration walkthrough
Online
Registration Process on Antyodaya-SARAL Portal
Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
https://saralharyana.gov.in/Step 2: For registration, click on “New User/Register Here” and fill in all the mandatory details,i.e., Name, Email ID, Mobile Number & password. Click on ‘Submit’.
Step 3: Verify the OTP received in the provided Email and Mobile Number. Alternatively, click on the Verification Link to activate the profile.
Apply for the Scheme
Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: The “Sign in here” option is available on the right side of the screen. Fill in the required credentials and click on the ‘Login’ button.
Step 3: In the opened window, click on “Scheme/Services list”, and a list of schemes will appear on the screen.
Step 4: Now, select the scheme and click on “Apply for Service/Scheme”.
Step 5: Fill in all the details in the online application form and click on "Submit".
Track Your Service Online
- Track Application/Appeal: Click here.
- Track Ticket: Click here.
Track Your Service Through SMS
- Registered Mobile Number: Type 'SARAL' and send it to 9954699899 to track your application.
- Other Mobile Number: Type SARAL<space><Application ID/Ticket No.> and send to 9954699899 to track your application/ticket.
Contact Us
- Helpline: 0172-3968400
- Email: saral.haryana@gov.in
NOTE:
Govt. Charges: No Fee.
Service Charges: Rs. 10/-.
Atal Seva Kendra Service Charges: Rs. 10/-.
Online - via CSC
The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.
Frequently asked questions
What is the schemes primarily aimed at?
The scheme is primarily aimed at providing education loans to members of Backward Classes for pursuing professional and technical education at graduate and higher levels.
What is the age limit to be eligible for this education loan scheme?
The applicant's age should be between 18 to 55 years to be eligible for the scheme.
Do I need to be a resident of Haryana to apply for this education loan?
Yes, you must be a permanent resident of Haryana to be eligible for this education loan.
Which social class do I need to belong to to avail of this loan?
You must belong to Backward Classes to be eligible for this education loan scheme.
What kind of courses are covered under this education loan scheme?
The scheme covers professional and technical courses approved by appropriate agencies such as AICTE, Medical Council of India, UGC, etc., in a duly accredited/recognised institute.
Is there a minimum marks requirement in the qualifying exam to be eligible for the loan?
Yes, the applicant should have obtained a minimum of 50% marks in the qualifying exam, which is a prerequisite for the course.
What is the interest rate on the education loan for male students?
The interest rate for the education loan is 4% interest per annum for male students.
Is there a different interest rate for girl students under this scheme?
Yes, for girl students, the education loan is provided at an interest rate of 3.5% per annum.
Does the scheme cover education at higher levels beyond graduate?
Yes, the scheme provides education loans for professional and technical education at higher levels.
Is there a specific name for the department that manages this scheme?
Yes, the scheme is managed by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam.
Is there a helpline number available for queries related to the scheme?
Yes, the helpline number is 0172-3968400.
Is there an email address where I can send inquiries regarding the scheme?
Yes, you can send inquiries to saral.haryana@gov.in.
What academic documents from my past qualifications are needed?
You will need to provide your previous qualification certificate.
Will I need to submit details about the course fees?
Yes, a fee structure document is required.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines kms.saralharyana.nic.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
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