About this housing scheme
The scheme provides loans of up to Rs. 50,000/- to construction workers registered with the Uttarakhand Building and Other Construction Workers Welfare Board (UKBOCWWB) for the purchase or construction of a house, at a minimum interest rate of 5% per annum.
The “Financial Assistance for Purchase or Construction of House” scheme is implemented by the Uttarakhand Building and Other Construction Workers Welfare Board (UKBOCWWB) under the Labour Department, Government of Uttarakhand. The scheme aims to provide loans to registered construction workers for the purchase or construction of a house at a minimal interest rate.
Benefits at a glance
| Scheme name | Financial Assistance for Purchase or Construction of House (UKBOCWWB) (FAPCH(UKBOCWWB)) |
|---|---|
| Launched by | Department Of Labour |
| Benefit type | Cash (money paid to your bank account) |
| Category | Housing |
| Level / State | State · Uttarakhand |
| Official portal | uk.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Uttarakhand Building And Other Construction Workers’ Welfare Board |
|---|---|
| Scheme for | Individual |
| Application mode | Online - via CSC |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤Female / Male
- 🎂Age 25 to 45 years
- 💼Construction Worker, Unorganized Worker
- 📝Online - via CSC
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Under the scheme, registered construction workers are eligible to receive an advance loan amount of up to Rs. 50,000/- for the purchase or construction of a house, subject to the conditions specified by the Board.
- Interest of at least 5% per annum is applicable on this loan.
Who qualifies
- The applicant must be a construction worker registered with the Uttarakhand Building and Other Construction Workers Welfare Board.
- To avail an advance loan for the purchase or construction of a house, the worker must have been a member of the fund for at least five years and should have a minimum of 15 years remaining until superannuation/retirement age.
Papers to keep ready
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Registration walkthrough
Online - via CSC
- The online application is submitted through Shramik Suvidha Kendras.
- Along with the application form, the applicant must attach the Shramik Card, Aadhaar Card, bank account details, and a handwritten self-declaration certificate stating that no assistance has been taken from any other department for the same purpose.
- If the application is verified and found correct during the departmental investigation, the advance amount is disbursed, on which the worker is required to pay interest at the rate of 5% per annum.
- Proof of completion of the work must be submitted to the Secretary of the Board within six months from the date of withdrawal of the advance. The sanctioned advance amount shall be recovered in equal installments as determined by the Board.
Frequently asked questions
What is the main objective of the scheme?
The scheme aims to support construction workers by providing them with financial assistance in the form of loans to buy or build their own house at a subsidized interest rate.
How much loan amount is provided under the scheme?
A loan of up to Rs. 50,000/- is provided for the purchase or construction of a house.
What is the interest rate applicable on the loan?
The loan is provided at a minimum interest rate of 5% per annum.
Who is eligible to apply for this scheme?
Only construction workers registered with the Uttarakhand Building and Other Construction Workers Welfare Board are eligible.
Is there a minimum membership period required?
Yes. The worker must have been a member of the Welfare Fund for at least five years.
Is there an age-related eligibility condition?
Yes. The applicant must have at least 15 years remaining until superannuation/retirement age.
How can a worker apply for this scheme?
The application must be submitted online through Shramik Suvidha Kendras.
How is the loan repaid?
The sanctioned loan amount is recovered in equal installments as determined by the Board.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Official Website ukbocw.uk.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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