Green Business Scheme
GBS Β· Ministry Of Social Justice and Empowerment

The Green Business Scheme offers loans to Safai Karamcharis and their dependents for climate-friendly, income-generating activities. The maximum loan is Rs. 2 lakh. Applications can be submitted online or offline at designated offices.
At a glance
| Scheme level | Central |
|---|---|
| Scheme type | Central Sector Scheme |
| Benefit type | Cash |
| State | All India |
| Ministry / Department | Ministry Of Social Justice and Empowerment |
| Scheme for | Individual |
| Application mode | Offline / Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- π€All genders
- πOffline / Online
Quick check from official data. Full conditions are in the Eligibility section.
The Green Business Scheme aims to support individuals in combating climate change while generating income. It is launched by the National Safai Karamcharis Finance and Development Corporation (NSFDC).
This scheme provides loans for activities like electric vehicles, solar gadgets, and poly houses. These initiatives help reduce environmental impact.
It is available across India and targets Safai Karamcharis, scavengers, and their dependents. The scheme encourages sustainable business practices while providing financial support.
Benefits: what you get
- Maximum loan amount: Rs. 2 lakh
- Loan covers up to 90% of unit cost
- Interest rates start at 2% per annum
The loan is paid in quarterly installments over a maximum period of 10 years, including a 6-month moratorium period for repayment.
Eligibility: who qualifies
- Must be a Safai Karamchari or scavenger
- Dependents of Safai Karamcharis are also eligible
Who is not eligible
- No exclusions specified in the source.
Documents required
- Aadhaar Card (identity proof)
- Driving License (identity proof)
- Bank Details (for loan disbursement)
- Caste Certificate (if applicable)
- Income Certificate (financial status)
- Domicile Certificate (residence proof)
How to apply (step by step)
- Offline: Submit applications to District Offices of State Channelizing Agencies, Regional Rural Banks, or Nationalized Banks.
- Online: Visit the official website, click on 'How to Apply', select the loan application form, fill it out, and save.
How to check status and payment
To check application status, contact the office where you submitted your application or visit the official website.
Examples: who qualifies and who does not
Example 1: Ravi is a Safai Karamchari. He applies for a loan to buy an E-rickshaw. He is eligible because he belongs to the target group.
Example 2: Sita is a dependent of a Safai Karamchari. She wants to start a solar energy business. She is eligible because she is a dependent.
Example 3: Mohan is a teacher and not a Safai Karamchari. He is not eligible for this scheme.
Common mistakes that get applications rejected
- Incomplete application forms can lead to rejection.
- Missing required documents will delay processing.
- Not meeting the eligibility criteria will result in denial.
- Submitting applications to the wrong office can cause issues.
- Failure to provide accurate financial details may lead to disqualification.
Frequently asked questions
What is the interest rate for the loan?
The interest rate can be as low as 2% per annum for eligible individuals.
What is the maximum loan amount available?
The maximum loan amount is Rs. 2 lakh.
What activities can the loan be used for?
Loans can be used for electric vehicles, solar gadgets, and poly houses.
How long do I have to repay the loan?
The loan must be repaid within 10 years, including a 6-month grace period.
Can I apply online?
Yes, applications can be submitted online or offline.
What documents do I need to apply?
You need an Aadhaar Card, Driving License, Bank Details, Caste Certificate, Income Certificate, and Domicile Certificate.
How can I check the status of my application?
You can check the status by contacting the office where you applied or checking the official website.
Official portal and apply link
Apply only on the official portal. tsmpb.in does not collect forms or fees.
Apply on the official portal nskfdc.nic.in- Official Website nskfdc.nic.in
- Guideline nsfdc.nic.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
First draft prepared with editorial AI tools; every fact verified against the official notification and rewritten by our team.