About this banking scheme
The scheme aims to provide financial assistance to women for economically viable projects. Through this scheme, subsidies and loans are provided to eligible women for projects costing.
The scheme "Individual Loaning Scheme" by the Haryana Women Development Corporation, Government of Haryana, aims to provide financial assistance to women for economically viable projects. Through this scheme, subsidies and loans are provided to eligible women for projects costing. The scheme is implemented by the Haryana Women Development Corporation.
Benefits at a glance
| Scheme name | Individual loaning scheme: Haryana Women Development Corporation (ILSHRWCD) |
|---|---|
| Launched by | Women and Child Development Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Haryana |
| Official portal | saralharyana.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Haryana Women Development Corporation |
|---|---|
| Scheme for | Individual |
| Application mode | Online / Online - via CSC |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 1.5 lakh per year |
Who can apply (quick check)
- 👤Female
- 🎂Age 18 to 60 years
- 💰Income Rs. 1.5 lakh tak
- 📝Online / Online - via CSC
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
1. Financial Assistance: For economically viable projects, the total cost of which should not exceed Rs. 1,50,000/-.
2. Subsidy:
- 25% (subject to a maximum of Rs. 10,000/-) for other categories.
- 25% (subject to a maximum of Rs. 25,000/-) for Scheduled Caste (SC) Categories.
- Earlier, the subsidy was only 10% (subject to a maximum of Rs. 5,000/-) for all categories.
3. Beneficiary Share: 10% of the project cost.
4. Balance Loan Amount: Provided by commercial/nationalised banks.
Who qualifies
- The applicant must be female.
- The applicant must require a loan for a project not exceeding Rs. 1,50,000/-.
- The applicant's annual income must be less than Rs. 1,50,000/- per annum.
- The applicant's spouse or parents are not income tax payees.
- The age of the prospective beneficiary should be between 18 and 60 years at the time of applying for the loan.
Papers to keep ready
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Registration walkthrough
Online
Registration Process on Antyodaya-SARAL Portal:
Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: For registration, click on “New User/Register Here” and fill in all the mandatory details, i.e. Name, Email ID, Mobile Number & password. Click on ‘Submit’.
Step 3: Verify the OTP received in the provided Email and Mobile Number. Alternatively, click on the Verification Link to activate the profile.
Login to Apply for the Scheme:
Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: The “Sign in here” option is available on the right side of the screen. Fill in the required credentials and click on the ‘Login’ button.
Step 3: In the opened window, click on “Scheme/Services list”, and a list of schemes will appear on the screen.
Step 4: Now, select the scheme and click on “Apply for Service/Scheme”.
Step 5: Fill in all the details in the online application form and click on "Submit".
Track Your Service Online:
- Track Application/Appeal: Click here.
- Track Ticket: Click here.
Track Your Service Through SMS:
- Registered Mobile Number: Type SARAL and send to 9954699899 to track your application.
- Other Mobile Number: Type SARAL<space><Application ID/Ticket No.> and send to 9954699899 to track your application/ticket.
Contact Us:
- Helpline: 0172-3968400
- Email: saral.haryana@gov.in
Note:
- Govt. Charges: No Fee
- Service Charges: Rs. 10/-
- Atal Seva Kendra Service Charges: Rs. 10/-
Online - via CSC
The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.
Frequently asked questions
What is the objective of the scheme?
The scheme aims to assist women for economically viable projects.
Is this scheme only for residents of Haryana?
Yes, the scheme is offered by the Government of Haryana,
Do I need to be a part of a specific group or organization to apply?
The scheme is for individual women requiring a loan.
If my spouse is an income tax payee, am I still eligible?
No, if your spouse is an income taxpayer, you are not eligible for assistance.
How is the 10% beneficiary share to be paid?
The beneficiary share is 10%, and the balance loan amount comes from commercial/nationalised banks.
If I have an issue with my application, whom should I contact?
You can contact the Helpline at 0172-3968400 or email saral.haryana@gov.in.
Can I get a physical application form from the Atal Seva Kendra (CSC)?
The document mentions Atal Seva Kendra (CSC) Service Charges, implying interaction with this centre.
Are there any provisions for women above 60 years of age?
No, the age of the prospective beneficiary should be between 18-60 years.
Is the scheme open to all female residents, or are there specific demographics?
The official listing gives no last date, so check the official portal for the current status before applying.50 lac and whose spouse/parents are not income tax payers.
Are there any specific banks I need to approach for the balance loan amount?
The balance loan amount comes from commercial/nationalised banks.
Can I submit a photo ID other than the ones listed for residence proof?
The listed residence proofs are Ration Card, Parivar Pehchan Patra (PPP), or Family ID.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Official Website www.hwdcl.org
- Guidelines kms.saralharyana.nic.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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