About this agriculture scheme
Small cardamom growers can get financial protection against bad weather through this scheme. The government pays 75% of the premium. Apply online anytime.
The Weather-Based Insurance Scheme for Small Cardamom protects farmers from losses due to adverse weather conditions. It is run by the Spices Board under the Ministry of Commerce and Industry.
This scheme helps registered small cardamom growers by covering a large part of their insurance premium. It is important because it ensures farmers can maintain their income despite unpredictable weather.
The scheme is currently being implemented on a pilot basis in Idukki district of Kerala. Assistance is available for three consecutive years from 2021 to 2026.
Benefits at a glance
| Scheme name | Integrated Scheme for Export Promotion & Quality Improvement in Spices and Research and Development of Cardamom: New Subcomponents:Weather Based Insurance Scheme for small cardamom (ISFEPQISARADOCNSWBISFSC) |
|---|---|
| Launched by | Ministry Of Commerce And Industry |
| Benefit | Small cardamom growers can get financial protection against bad weather through this scheme. |
| Benefit type | Cash (money paid to your bank account) |
| Category | Agriculture |
| Level / State | Central · All India |
| Official portal | serviceonline.gov.in (link at the end of this page) |
Key facts
| Scheme type | Centrally Sponsored Scheme |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| Implementation Period | 2021, 2026 |
| Pilot Location | Idukki district, Kerala |
| Premium Sharing | 75% GoI, 15% State, 10% Beneficiary |
| Land Size Eligibility | 0.10 to 8 hectares |
| Age | 18 to 80 years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 80 years
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
छोटी इलायची उत्पादक प्रतिकूल मौसम से सुरक्षा प्राप्त कर सकते हैं। सरकार प्रीमियम का 75% भुगतान करती है। ऑनलाइन आवेदन करें, कोई अंतिम तिथि नहीं है।
Small cardamom growers can get financial protection against bad weather through this scheme.
What you receive
- 75% of insurance premium paid by Government of India.
- 15% paid by State Government.
- 10% paid by the beneficiary.
- Board share is Rs. 16,040 per hectare (including GST).
The benefit is paid directly to the insurance company. Farmers with land holdings of 0.10 to 8 hectares can apply for assistance for three years within the five-year block period.
Who qualifies
- Must be between 18 to 80 years old.
- Must be a registered small cardamom grower.
- Land holding must be between 0.10 to 8 hectares.
- Currently implemented in Idukki district of Kerala.
Who is not eligible
- Farmers with more than 8 hectares of land are not eligible.
- If the State Government does not contribute its share, beneficiaries must pay a higher premium.
Papers to keep ready
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Registration walkthrough
- Visit the ServicesPlus website.
- Click on 'Register' and fill out the registration form.
- Submit the form and verify using the OTP sent to your mobile or email.
- Log in using your email and password.
- Select the relevant scheme and fill in the application form.
- Submit the application.
To check the application status, log in to the ServicesPlus website using your credentials. Look for the status option related to your application.
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Not registering online before applying.
- Incorrect or incomplete documents submitted.
- Not verifying the OTP during registration.
- Applying with landholding above 8 hectares.
- Missing the application deadline if specified.
Frequently asked questions
What does the Weather-Based Insurance Scheme provide?
It offers financial protection to small cardamom growers against weather-related crop losses.
Who runs the scheme?
The Spices Board under the Ministry of Commerce and Industry manages the scheme.
How long can beneficiaries receive assistance?
Assistance is available for three consecutive years within the five-year period from 2021 to 2026.
What if the State Government does not share the premium?
Beneficiaries will need to pay a higher share of 25% instead of 10%.
Where is the scheme currently being implemented?
It is currently being implemented on a pilot basis in Idukki district of Kerala.
How is the insurance premium paid?
The Spices Board and beneficiaries pay their shares directly to the insurance company.
Can farmers with larger land apply?
No, only those with landholdings between 0.10 and 8 hectares are eligible.
What documents are needed?
Documents include proof of land ownership, tax receipt, Aadhar card, and bank passbook.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines www.indianspices.com
- Application Portal serviceonline.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
First draft prepared with editorial AI tools; every fact verified against the official notification and rewritten by our team.
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