About this agriculture scheme
“Interest Subsidy on Loans for Agriculture and Allied Activities” is a scheme by the Dept. of Fisheries, Govt. of Goa. The bonafide agriculturist, individual of the animal husbandry/fisheries sector from Goa are provided a loan of upto Rs. 5,00,000 for the purpose of Agriculture and Allied Activities.
“Interest Subsidy on Loans for Agriculture and Allied Activities” is a scheme by the Department of Fisheries, Government of Goa. Through this scheme, the bonafide agriculturist, individuals of the animal husbandry sector/ fisheries sector from Goa are provided a loan of upto Rs. 5,00,000 for the purpose of Agriculture and Allied Activities. The applications are accepted only in offline mode.
Benefits at a glance
| Scheme name | Interest Subsidy on Loans for Agriculture and Allied Activities (ISLAAA) |
|---|---|
| Launched by | Fisheries Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Agriculture |
| Level / State | State · Goa |
| Official portal | fisheries.goa.gov.in (link at the end of this page) |
Key facts
| Scheme for | Individual |
|---|---|
| Application mode | Offline |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| Age | 18 to 80 years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 80 years
- 💼Fishermen
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Loan of upto Rs. 5,00,000.
- Interest Subsidy on Short-Term Loans: 4% to farmers who promptly repay their loans.
- Interest Subsidy on Long-Term Loans: Equal to the difference between a 4% interest rate and the normal rate charged by eligible Banks, in line with their policies. The subsidy is subject to a maximum limit of 8%.
Who qualifies
For Inland Fisheries
- The applicant should own or lease any of the fisheries-related activities, such as pond, tank, open water bodies, raceway, hatchery, rearing unit, possess the necessary license for fish farming and fishing-related activities, and any other state-specific fisheries and allied activities.
- The applicant may include fishers, fish farmers (individual & groups/partners/share/croppers/tenants/farmers), self-help groups, joint liability groups, and women groups.
For Marine Fisheries
- The applicant should own or lease a registered fishing vessel/boat, possess the necessary fishing license/permission for fishing in estuaries and sea, engage in fish farming/mariculture activities in estuaries and open sea, and participate in any other state-specific fisheries and allied activities.
Papers to keep ready
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Registration walkthrough
Offline
Step 1: The interested applicant should request the prescribed format of the application form from the department.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority at the Department of Fisheries, Dayanand Bandodkar Marg, Patto Colony, Panaji Goa - 403 521, or to the official posted at BDO Office/ Sub-Offices of the Department of Fisheries.
Grievance Redressal
Any dissatisfaction or complaint about any service or its standards can be registered with the Department's Grievance Redressal Officer. The grievance can also be lodged on the link dir-fish.goa@nic.in. All complaints will be acknowledged by us and final action taken will be communicated within 30 days.
Frequently asked questions
What is the official website of the Department of Fisheries, Government of Goa?
The official website is www.fisheries.goa.gov.in. For detailed guidelines, refer to https://fisheries.goa.gov.in/wp-content/uploads/2023/07/CitizenCharter-2.pdf.
Is there a specific format for the application form, and where can it be obtained?
The interested applicant can obtain the prescribed format of the application form from the official website: https://fisheries.goa.gov.in/schemes-services/.
What are the contact details for the Directorate of Fisheries, Government of Goa?
Contact the Directorate at Dayanand Bandodkar Marg, Panaji Goa. Tel: (O) 2224838, Tel: (Dir) 2227780; Email: dir-fish.goa@nic.in; Website: www.fisheries.goa.gov.in.
Are Persons with Disabilities (PwDs) eligible for this scheme, and are there specific criteria for them?
Yes, PwDs are eligible, and there are no specific criteria mentioned for them under the "Interest Subsidy on Loans" scheme.
What is the role of the Department's Grievance Redressal Officer, and how can complaints be lodged?
The Officer addresses dissatisfaction or complaints; complaints can be lodged at dir-fish.goa@nic.in, with responses provided within 30 days.
Is there any age-related criteria for individuals applying for the "Interest Subsidy on Loans" scheme?
No, there is no age-related criteria for applicants under this scheme.
How is the interest subsidy on long-term loans calculated, and what is the maximum limit?
The subsidy is the difference between a 4% interest rate and the normal rate charged by eligible banks, with a maximum limit of 8%.
Is there a specific deadline for submitting applications for this scheme?
No, there is no deadline for submitting applications under the "Interest Subsidy on Loans" scheme.
Could you explain the process for submitting the application form, including mandatory steps?
Interested applicants must fill the prescribed form, attach required documents, and submit it to the Directorate of Fisheries in Panaji, Goa.
What is the application mode for the scheme, and is there any application fee?
The application is offline, and there is no application fee for the "Interest Subsidy on Loans" scheme.
Are self-help groups eligible for the scheme, and if so, what are the criteria?
Yes, self-help groups are eligible, including fish farmers and women groups engaged in fisheries-related activities.
What is the criteria for eligibility in inland fisheries, specifically regarding ownership or leasing of fishing-related activities?
Eligibility requires ownership or leasing of fisheries-related activities, possession of necessary licenses, and compliance with state-specific fisheries regulations.
Could you clarify the interest subsidy for prompt loan repayment in the short-term category?
Farmers who promptly repay loans receive a 4% interest subsidy in the short-term category.
What is the maximum loan amount provided under the "Interest Subsidy on Loans for Agriculture and Allied Activities" scheme?
The scheme offers loans up to Rs. 5,00,000 for individuals in the fisheries sector.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines fisheries.goa.gov.in
- Citizen's Charter fisheries.goa.gov.in (PDF)
- Contact Us fisheries.goa.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
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