About this banking scheme
The Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 is a health insurance scheme for accredited journalists in Jharkhand. It provides comprehensive health coverage to ensure financial security during medical emergencies.
The “Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021” was launched by the Information and Public Relations Department, Government of Jharkhand. The scheme aims to provide health insurance to the journalists and their families by covering medical expenses, including hospitalization. It provides comprehensive health coverage to ensure financial security during medical emergencies.
Benefits at a glance
| Scheme name | Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 (JRPSBYN2021) |
|---|---|
| Launched by | Information and Public Relations Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Jharkhand |
| Official portal | prdjharkhand.in (link at the end of this page) |
Key facts
| Scheme for | Family |
|---|---|
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| Age | 21 to 60 years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 21 to 60 years
- 💼Journalist
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Health insurance coverage up to Rs. 5,00,000/- per year for accredited journalists.
- Coverage for self, spouse, and dependent children (up to 2).
- Includes expenses for hospitalization, surgeries, medicines, and treatments.
- Cashless treatment in empaneled hospitals.
Note-1: The Jharkhand State Journalist Health Insurance Scheme is valid for one year, with renewal formalities required before its expiry.
Note-2: Media representatives must deposit 20% of the annual premium via banker’s cheque/cheque/demand draft for health insurance coverage up to Rs. 5,00,000/- to the designated account of the Director, Information & Public Relations Directorate, Jharkhand Government, by the specified date. The remaining 80% of the annual premium will be covered by the Department.
Claim Process:
- The insured media representative must provide complete details of dependents (spouse and two children) and nominate a beneficiary for claim settlement in the application form to receive medical reimbursement from the insurance company.
- In case of treatment or an accident, it is mandatory to inform the insurance company's district office and the Information and Public Relations Department, Ranchi, within a maximum of seven days.
Who qualifies
- The applicant must reside in Jharkhand and their work area should be within the state.
- The applicant should be an accredited journalist in Jharkhand.
- The media representatives must be from newspapers, magazines, news agencies, electronic media, or news-based electronic media.
- The applicant must be regularly or contractually employed by the respective media organization.
- The applicant must possess an accreditation certificate issued by the state government.
- The journalist's age should be between 21 to 60 years.
- Freelance journalists must present valid press credentials issued by the Information and Public Relations Department at the time of applying.
- The insurance coverage will include the media representative's spouse and two unmarried and dependent children up to the age of 21 years.
Papers to keep ready
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Registration walkthrough
Online
Online Application Submission:
- Visit the official website of the Information and Public Relations Department.
- Complete the online application process by filling in the required eligibility details.
- Once the application is completed, an ID code will be generated for the applicant.
Form Download and Submission:
- After confirming the eligibility details online, download the prescribed application form (Appendices ‘A’ and ‘B’).
- Prepare the hard copy of the filled application form along with the necessary attachments.
Submission at District Office:
- Submit the hard copy of the completed application form and documents to the District Public Relations Officer (DPRO).
Note:
- If the applicant's media representative leaves the organization or firm, the editor/employer/bureau chief who is handling the application must immediately notify the Information and Public Relations Department and the insurance company.
- If the journalist leaves the profession, the insurance benefits will not be applicable, and the premium contribution made by the insured will be forfeited.
Frequently asked questions
What is the Jharkhand Rajya Patrakar Swasthya Bima Yojana?
It is a health insurance scheme for accredited journalists in Jharkhand to cover medical expenses.
Who is eligible to apply for this scheme?
Accredited journalists working in Jharkhand and their families can apply.
What is the insurance coverage amount?
The scheme provides health insurance coverage up to Rs. 5,00,000/- annually.
Who all are covered under the scheme?
The journalist, spouse, and up to 2 dependent children are covered.
What expenses are covered under this scheme?
The scheme covers hospitalization, medicines, treatments, surgeries, and other medical expenses.
Is there an age limit to apply?
Yes, journalists 21 to 60 years are eligible for the scheme.
How can I apply for the scheme?
Applicants can apply through the IPRD office or the official website by submitting the required form and documents.
What documents are required for application?
Key documents include an accreditation certificate, identity proof, residence proof, and proof of employment.
Is the treatment cashless under this scheme?
Yes, treatment can be availed cashless in empaneled hospitals.
How will I know if my application is approved?
Approved applicants will receive an insurance card after verification.
Can I include my parents in this scheme?
No, only the journalist, spouse, and dependent children are covered.
Is there any fee to enroll in the scheme?
No, the enrollment process is free of charge.
How do I find the list of empaneled hospitals?
The list of empaneled hospitals is available on the official website or can be obtained from the IPRD office.
What happens if I lose my insurance card?
You can contact the issuing office for a duplicate insurance card.
Where can I get more information about the scheme?
For more details, visit the IPRD office or check the official Jharkhand government website.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines www.prdjharkhand.in (PDF)
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
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