About this banking scheme
Safai Karamcharis can get loans to set up sanitary marts. They can receive 90% of the total cost, up to Rs. 15,00,000. Applications are accepted offline at designated offices.
The Sanitary Marts Scheme aims to help Safai Karamcharis by providing financial assistance to set up sanitary marts. These marts serve as one-stop shops for sanitation and hygiene needs.
Launched by the Ministry of Social Justice and Empowerment, this scheme supports both individual beneficiaries and self-help groups.
The scheme is crucial for empowering Safai Karamcharis and improving sanitation services across India.
Benefits at a glance
| Scheme name | Loan Based Schemes For Safai Karamchari – Sanitary Marts Scheme (LBSSK-SMS) |
|---|---|
| Launched by | Ministry Of Social Justice and Empowerment |
| Department | Department of Social Justice & Empowerment |
| Launch year | 2014 |
| Benefit | Safai Karamcharis can get loans to set up sanitary marts. |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | Central · All India |
| Official portal | nskfdc.nic.in (link at the end of this page) |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Scheme for | Infra |
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Implementation Agency | National Safai Karamcharis Finance and Development Corporation (NSKFDC) |
| Interest Rebate for Women | 1% p.a. |
| Interest Rebate for Timely Repayment | 0.50% |
| Moratorium Period | 6 months after implementation period |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 80 years
- 💼Safai Karamchari
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
सफाई कर्मचारियों को सैनिटरी मार्ट स्थापित करने के लिए ऋण मिल सकता है। वे कुल लागत का 90% प्राप्त कर सकते हैं, अधिकतम Rs. 15,00,000। आवेदन ऑफ़लाइन निर्धारित कार्यालयों में स्वीकार किए जाते हैं।
Safai Karamcharis can get loans to set up sanitary marts.
What you receive
- Loan covers 90% of the total cost, maximum Rs. 15,00,000.
- Beneficiary contributes 10% of the total cost.
- Interest rate up to 7% p.a., with discounts for women and timely repayments.
- Repayment period up to 10 years.
- Moratorium of 6 months allowed.
Funds are released after project approval, and beneficiaries must repay the loan in quarterly installments.
Who qualifies
- Age between 18 and 80 years.
- Self-employed or entrepreneur.
- Occupation as Safai Karamchari.
- Application submitted offline.
Who is not eligible
- No specific exclusions mentioned.
Papers to keep ready
0/4 documents ready
Tap a document to mark it as ready. Progress is saved on this device.
Registration walkthrough
- Prepare necessary documents.
- Submit application to District Offices of State Channelizing Agencies (SCAs) or branches of Regional Rural Banks (RRBs)/Nationalised Banks.
- Applications will be scrutinized and forwarded to Head Offices.
- Project proposals are appraised and approved by NSKFDC.
- After approval, funds are released to the banks for disbursement.
To check the application status, contact the District Office where you submitted your application or the relevant bank branch.
Important dates
| Launch / start | 02 Oct 2014 |
|---|
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Incomplete application forms can lead to rejection.
- Missing required documents will delay processing.
- Not submitting the application to the correct office can result in disqualification.
- Failure to meet the age criteria will lead to rejection.
- Incorrect project proposals may not get approved.
- Not providing the required contribution can cause issues.
Frequently asked questions
Who is eligible to apply for this scheme?
Safai Karamcharis, their dependents, and registered cooperative societies can apply.
Is there a fixed income limit to apply?
No, there is no income limit for applying for financial assistance.
What is the maximum loan amount available?
The maximum loan amount is Rs. 15,00,000.
What documents are needed for the application?
You need an Aadhaar card, occupation certificate, and a certificate from local authorities.
How long do beneficiaries have to repay the loan?
Beneficiaries have up to 10 years to repay the loan.
Where can I submit my application?
Applications must be submitted to District Offices of SCAs or branches of RRBs/Nationalised Banks.
How is the application processed?
Applications are scrutinized and forwarded for appraisal to NSKFDC.
What happens after my application is approved?
Upon approval, funds are released to the bank for disbursement.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Scheme Guidelines nskfdc.nic.in
- Official Website nskfdc.nic.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
Drafted with AI tools from the official listing. Every number and date is checked automatically against the official text; confirm the details on the official portal before applying.
Explore more
