About this banking scheme
Safai Karamcharis can apply for loans under the Swachhta Udyami Yojana to buy sanitation equipment. Individuals can get up to Rs. 15,00,000. The official listing gives no last date, so check the official portal for the current status before applying.
The Swachhta Udyami Yojana aims to support Safai Karamcharis and Manual Scavengers by providing them with financial assistance for sanitation-related equipment.
This scheme is managed by the National Safai Karamcharis Finance & Development Corporation (NSKFDC) under the Ministry of Social Justice and Empowerment.
It offers loans at low-interest rates to help these workers improve their livelihood through mechanised cleaning.
This scheme is crucial as it promotes safe and sustainable sanitation practices while empowering the target group.
Benefits at a glance
| Scheme name | Loan Based Schemes For Safai Karamchari – Swachhta Udyami Yojana – Swachhta Se Sampannta Ki Aur (LBSSK-SUY) |
|---|---|
| Launched by | Ministry Of Social Justice and Empowerment |
| Launch year | 2014 |
| Benefit | Safai Karamcharis can apply for loans under the Swachhta Udyami Yojana to buy sanitation equipment. |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | Central · All India |
| Official portal | nskfdc.nic.in |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Implementing agency | National Safai Karamcharis Finance & Development Corporation (NSKFDC) |
| Scheme for | Infra |
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 80 years
- 💼Safai Karamchari
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
स्वच्छता उद्यमी योजना के तहत सफाई कर्मचारियों को स्वच्छता उपकरण खरीदने के लिए ऋण के लिए आवेदन करने की अनुमति है। व्यक्तियों को Rs. 15,00,000 तक मिल सकते हैं। आवेदन निरंतर स्वीकार किए जा रहे हैं और ऑफलाइन जमा करने चाहिए।
Safai Karamcharis can apply for loans under the Swachhta Udyami Yojana to buy sanitation equipment.
What you receive
- Individuals can receive up to Rs. 15,00,000 at 6% interest for a period of up to 7 years.
- Self-Help Groups can receive up to Rs. 50,00,000 at the same interest rate and duration.
Financial assistance is provided through channelising agencies, and funds are disbursed after project approval.
Who qualifies
- Must be a Safai Karamchari or Manual Scavenger, or their dependent.
- Age between 18 and 80 years.
- Must apply offline.
- Should have a financially viable project.
Who is not eligible
- No specific exclusions mentioned, but applicants must be part of the target group.
Papers to keep ready
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Registration walkthrough
- Submit the loan application to the District Office of the State Channelising Agency (SCA) or a Branch of a Regional Rural Bank.
- The application will be scrutinised and forwarded to the Head Office.
- The project will be appraised for viability.
- Approved proposals are sent to NSKFDC for sanction.
- After approval, a sanction letter is issued.
- Funds are released to the respective agency for disbursement.
To check the status of your application, contact the District Office of the State Channelising Agency or the bank where you submitted your application.
Important dates
| Launch / start | 02 Oct 2014 |
|---|
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Not providing all required documents can lead to rejection.
- Submitting an incomplete application form.
- Not demonstrating the financial viability of the project.
- Failing to apply within the specified age limits.
- Ignoring the interest rate and repayment terms.
Terms used in this scheme
- Target group
This includes Safai Karamcharis, Manual Scavengers, and their dependents who are eligible for the scheme.
- Safai Karamchari
A person engaged in sanitation work, including waste pickers, but not domestic workers.
- Manual Scavengers
Individuals employed to clean human waste manually in unsanitary conditions.
- Dependent
A family member of a Safai Karamchari who relies on them for support and is above 18 years.
Frequently asked questions
What is the purpose of the Swachhta Udyami Yojana?
The scheme aims to provide financial support for sanitation equipment to Safai Karamcharis.
Who can apply for the loans?
Only Safai Karamcharis, Manual Scavengers, and their dependents can apply.
What is the maximum loan amount?
Individuals can get up to Rs. 15,00,000, while Self-Help Groups can receive up to Rs. 50,00,000.
What is the interest rate for the loans?
The interest rate is 6% per annum for beneficiaries.
How do I submit my application?
Applications must be submitted offline to the District Office of the State Channelising Agency or a bank.
What happens after I submit my application?
Your application will be reviewed and forwarded for project appraisal.
Can I check my application status?
Yes, you can check by contacting the relevant office where you submitted your application.
What is the repayment period for the loan?
The repayment period is up to 7 years.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Official Website nskfdc.nic.in
- Guidelines nskfdc.nic.in (PDF)
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
Drafted with AI tools from the official listing. Every number and date is checked automatically against the official text; confirm the details on the official portal before applying.
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