About this banking scheme
Mahila Samriddhi Yojana helps women from SC, ST, OBC backgrounds to get loans up to Rs. 1,40,000. Apply online anytime. The scheme is ongoing.
Mahila Samriddhi Yojana is a micro-financing program aimed at empowering women from economically backward backgrounds. It is run by the Ministry of Social Justice and Empowerment.
This scheme provides loans at low interest rates to help women start their own businesses or income-generating activities.
It is designed to support women from Scheduled Castes, Scheduled Tribes, and Other Backward Classes, encouraging financial independence and entrepreneurship.
Benefits at a glance
| Scheme name | Mahila Samriddhi Yojana (NSFDC-MSY) |
|---|---|
| Launched by | Ministry Of Social Justice and Empowerment |
| Department | Department of Social Justice & Empowerment |
| Launch year | 2014 |
| Benefit | Mahila Samriddhi Yojana helps women from SC, ST, OBC backgrounds to get loans up to Rs. |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | Central ¡ All India |
| Official portal | nsfdc.nic.in (link at the end of this page) |
Key facts
| Scheme type | Centrally Sponsored Scheme |
|---|---|
| Implementing agency | National Scheduled Castes Finance And Development Corporation (NSFDC) |
| Scheme for | Individual |
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| Repayment period | 3.5 years |
| Income limit | Rs. 3 lakh per annum |
| Training cost covered | Yes |
Who can apply (quick check)
- đ¤Female
- đAge 18 to 55 years
- đˇī¸SC / ST / OBC / PVTG
- đOnline
Quick check from official data. Full conditions are in the Eligibility section.
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Mahila Samriddhi Yojana helps women from SC, ST, OBC backgrounds to get loans up to Rs.
What you receive
- Financial assistance up to Rs. 1,40,000
Loans are repaid in quarterly installments over a period of 3.5 years, including a moratorium period.
Who qualifies
- Must be a woman
- Aged between 18 to 55 years
- Belongs to SC, ST, OBC, or PVTG categories
- Self-employed or an entrepreneur
- Family income should be less than Rs. 3 lakh per annum
- Application must be submitted online
Who is not eligible
- No specific exclusions mentioned
Papers to keep ready
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Registration walkthrough
- Visit the official website of NSFDC or your state government portal.
- Download the Mahila Samridhi Yojana application form.
- Fill out the application form with the required details.
- Submit the form along with the necessary documents.
- Applications can be submitted to District Offices of State Channelizing Agencies, Regional Rural Banks, or other channel partners.
To check the status of your application, you can log in to the official portal or contact the relevant District Office.
Important dates
| Launch / start | 18 Jul 2014 |
|---|
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Incorrectly filled application forms can lead to rejection.
- Missing documents may cause delays or denial of the application.
- Not meeting the income criteria can disqualify applicants.
- Failure to provide proof of caste can result in rejection.
- Applying after the deadline (if any is set) will lead to disqualification.
Frequently asked questions
Which ministry runs the Mahila Samriddhi Yojana?
The scheme is managed by the Ministry of Social Justice and Empowerment.
Who can apply for this scheme?
Women from SC, ST, OBC backgrounds and low-income families can apply.
What is the maximum loan amount?
Eligible applicants can receive up to Rs. 1,40,000.
How long do I have to repay the loan?
The loan repayment period is 3.5 years in quarterly installments.
Can I apply if I am part of a Self-Help Group?
Yes, both individual women and SHGs can benefit from the scheme.
What documents do I need to apply?
You need identity proof, address proof, income certificate, and other relevant documents.
Is training provided under this scheme?
Yes, training is offered to groups of women in suitable craft activities.
What happens if I repay my loan?
After repayment, you may be eligible for other NSFDC schemes.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- FAQ nsfdc.nic.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
First draft prepared with editorial AI tools; every fact verified against the official notification and rewritten by our team.
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