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Medical Assistance for the Construction Worker

MAFTCWSBW

Published: Oct 2026

7 min read

Reviewed by Navin, Editor · First published: 15 Oct 2026

Medical Assistance for the Construction Worker
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this health scheme

The "Medical Assistance for the Construction Workers" by the Sikkim BOCW Welfare Board, Labour Department, is a welfare scheme of the board that provides medical expenses for the treatment of the registered beneficiary and /or his dependents.

The "Medical Assistance for the Construction Workers" by the Sikkim Building and Other Construction Workers Welfare Board, Labour Department, is a welfare scheme for the registered workers of the board. Under this scheme, medical expenses shall be provided for the treatment of the beneficiary and /or his dependents suffering from T.B. Cancer, Heart Disease, Kidney Disease, Eye Disease, Leprosy and Nerve Disease. However where an operation is involved for the treatment of the diseases like heart Disease, Kidney Disease etc.

Benefits at a glance

Scheme nameMedical Assistance for the Construction Worker (MAFTCWSBW)
Launched byLabour Department
Benefit typeCash (money paid to your bank account)
CategoryHealth
Level / StateState ยท Sikkim
Official portallabour.sikkim.gov.in (link at the end of this page)

Key facts

Scheme forIndividual
Application modeOffline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No
Age18 to 60 years

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 18 to 60 years
  • ๐Ÿ’ผConstruction Worker
  • ๐Ÿ“Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

  • Rs. 10,000/- is provided for Medical assistance.

Who qualifies

For Registration as a Building/ Construction Worker:

  • The applicant should be a resident of Sikkim.
  • The applicant should be a Building/ Construction Worker.
  • The applicant should be between 18 and 60 years.
  • The applicant should have served the Board for at least 90 days in a given year.

For the Application of the Welfare Scheme:

  • Should be a registered member Under the Sikkim Building and Other Construction Workers Welfare Board.
  • The applicant should suffer from T.B., Cancer, Heart Disease, Kidney Disease, Eye Disease, Leprosy and Nerve Disease, heart Disease, Kidney Disease etc.

Who is not eligible

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For Registration as a Building/ Construction Worker:

For the Application of the Welfare Scheme:

Registration walkthrough

Offline

Registration Process as a Building/ Construction Worker:

Step 1: The complete application form along with the required documents is required to be submitted to the Registering Officer of the area.

Step 2: The Registering Officer, after satisfying himself/herself with all the details, may register the worker as a beneficiary under the act and issue an Identity Card in Form XXVIII.

Application Process of the Welfare Scheme:

Step 1: Upon receiving the Identity Card as a Building/ Construction Worker, the applicant needs to download the application form for the concerned welfare scheme and submit the form along with the mandatory documents to the Secretary or any other Officer authorized by him in the District Labour Office (self attested, if required).

Step 2: Later on, verifying the eligibility of the concerned welfare scheme, the applicant may get the benefits.

  • Application form for the Registration as a Beneficiary: Form XXVII (Refer Page No: 153).
  • Application form for the Medical Assistance: Form XL (Refer Page No: 167).

Helpdesk:

For further enquiry, workers can contact the following numbers:-

70769-26998 (BOCW Nodal Officer)

90643-89842 (East)

90028-33969 (Pakyong)

96098-63959 (South)

95477-16798 (West)

96359-98441 (North)

Toll Free Helpline for labourers: 18003451474

Frequently asked questions

What is the age requirement for registration as a beneficiary under the Act?

The building worker must be at least 18 years old and not older than 60 years old.

Is there a minimum service requirement to register as a beneficiary?

Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.

Who is responsible for registering a worker as a beneficiary?

The Beneficiary Registering Officer is responsible for registering the worker as a beneficiary under the Act.

What is required for a worker to be registered as a beneficiary?

The worker must comply with all the requirements as laid down in the rules. Upon compliance, the Beneficiary Registering Officer will register the worker and issue an identity card with the worker's photograph affixed on it.

What form is used for the identity card issued to registered workers?

The identity card is issued in Form XXVIII, which is annexed to these rules.

Is there a record of issued identity cards?

Yes, the Beneficiary Registering Officer maintains a register of the issued identity cards in Form XXIX.

Can a worker appeal a decision made by the Beneficiary Registering Officer?

Yes, any person may file an appeal to the Board within 30 days against the decision made by the Beneficiary Registering Officer. The decision of the Board is final.

How is the record of registered beneficiaries maintained?

The Beneficiary Registering Officer maintains a district-wise register of workers registered as beneficiaries in Form XXX.

What is the procedure for filing a nomination?

The building worker must file a nomination in Form XXXI. The nomination will be revised to include the name of the spouse upon acquiring a family or if there is any legal change in the status of the family.

What is required in the application for a building worker engagement certification?

The application must include the employerโ€™s certificate confirming the engagement as a building worker.

Is there a fee associated with the application for building worker engagement certification?

Yes, the application must be accompanied by documents showing payment of a registration fee of Rs. 20/-.

What is the contribution amount for the fund?

A beneficiary of the fund shall contribute Rs. 20/- per month.

How often should the contribution be remitted?

The contribution should be remitted once every 3 months.

Where should the contribution be remitted?

The contribution should be remitted in any of the banks specified by the board in the district where the member resides.

What happens if I default on my contribution payments?

If a beneficiary commits a default in the payment of contribution continuously for a period of one year, they shall cease to be a beneficiary of the fund.

Can I resume my membership if I have defaulted on my contributions?

Yes, membership may be resumed with the permission of the Secretary of the board or any officer authorized by him. This can be done by paying the arrears of contribution, but such resumption shall not be allowed more than twice.

How many times can I resume my membership after defaulting?

Membership resumption after defaulting is allowed a maximum of two times, with the permission of the Secretary or an authorized officer and after paying the arrears.

Who is eligible for this medical expense benefit?

Beneficiaries and their dependents suffering from the following ailments are eligible: T.B. Cancer, Heart Disease, Kidney Disease, Eye Disease, Leprosy and Nerve Disease. However where an operation is involved for the treatment of the diseases like heart Disease, Kidney Disease etc.

Are there any additional criteria for operations related to heart or kidney diseases?

Yes, if an operation is involved for the treatment of diseases like heart disease or kidney disease, the criteria for such benefits will be fixed by the Board.

What documents are required to apply for this benefit?

The Board may require the beneficiary to submit an application in Form XL along with supporting documents as specified by the Board.

How can I apply for this benefit?

You need to submit an application in Form XL along with the required documents within the time specified by the Board.

Can the amount be sanctioned for both the beneficiary and his dependants?

Yes, the amount can be sanctioned for the treatment of both the beneficiary and his dependants suffering from the specified ailments.

Is there a specific timeframe for submitting the application and documents?

Yes, the Board will specify the timeframe within which the application and documents must be submitted.

Where can I obtain Form XL for the application?

Form XL can be obtained from the Boardโ€™s office or their official website: https://labour.sikkim.gov.in/Uploads/Bocw/8F1D404A-3EC3-4DA9-A4D6-75880B26D191.pdf

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