About this banking scheme
The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under the scheme, small loans of Rs. 1,00,000/- are provided to members of SHGs, either directly or through the SHGs, to meet the needs of the poorest among the poor.
The scheme "Micro Finance Scheme- Credit Line 1 for Minority Community" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under the scheme, small loans of Rs. 1,00,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs, to meet the needs of the poorest among the poor. Applicants must be permanent residents of Haryana and belong to minority communities such as Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
Benefits at a glance
| Scheme name | Micro Finance Scheme- Credit Line 1 for Minority Community (MFS-CL1MC) |
|---|---|
| Launched by | Welfare of Scheduled Caste & Backward Classes Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Haryana |
| Official portal | saralharyana.gov.in |
Key facts
| Implementing agency | Haryana Backward Classes And Economically Weaker Sections Kalyan Nigam |
|---|---|
| Scheme for | Infra |
| Application mode | Online |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 98,000 per year |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 55 years
- 💰Income up to Rs. 98,000
- 🕌Minorities only
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Under the scheme, small loans of Rs. 1,00,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs.
Who qualifies
- The applicant should be a permanent resident of Haryana.
- The age of the applicant should be between 18 and 55 years.
- The applicant's annual family income should not exceed Rs. 98,000/- (Rural Area) and Rs. 1,20,000/- (Urban Area).
- The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
- In an SHG 75% of members can be from Minority Communities and the remaining 25% members may be from other weaker sections like SC/Handicapped/Minorities etc. in very exceptional cases, groups with up to 60% members belonging to Minority Communities will also be eligible.
- The applicant should have a Parivar Pehchan Patra (PPP ID).
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Registration walkthrough
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Frequently asked questions
Who can apply for the scheme?
Permanent residents of Haryana who belong to minority communities such as Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
What is the loan amount provided under this scheme?
A loan amount of Rs. 1,00,000/- per beneficiary is provided.
What is the age limit for applicants?
Applicants must be between 18 and 55 years old.
What is the maximum annual family income allowed for eligibility?
The maximum annual family income is Rs. 98,000/- for rural areas and Rs. 1,20,000/- for urban areas.
What minority communities are eligible for this scheme?
Eligible communities include Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.
How can eligible applicants apply for the scheme?
Applicants can apply online through the Antyodaya-SARAL Portal (https://saralharyana.gov.in/).
How is the loan amount disbursed?
The loan amount is provided either directly to the beneficiary or through the SHGs.
How does one track the status of their application?
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID. https://status.saralharyana.nic.in/
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Scheme Details kms.saralharyana.nic.in
- Official Website haryanascbc.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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