About this business scheme
Self-employment loan scheme for Rabari and Bharwad women in Gujarat, offering up to Rs. 2 lakh at 5% annual interest to promote economic independence.
The New Swarnima Scheme is a financial empowerment initiative by the Gujarat Gopalak Vikas Nigam under the Social Justice and Empowerment Department. It aims to provide 100% loan support to women from the Rabari and Bharwad communities to promote self-employment and entrepreneurship.
Eligible women between the age of 21 and 45 years, with an annual family income up to Rs. 3 lakh, can receive a loan of up to Rs. 2 lakh at a subsidized interest rate of 5% per annum to start a business of their choice. The scheme is designed to increase economic independence and livelihood generation among backward class women.
Benefits at a glance
| Scheme name | NEW SWARNIMA (Gopalak Nigam) (NSGGN) |
|---|---|
| Launched by | Social Justice and Empowerment Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Business |
| Level / State | State · Gujarat |
| Official portal | daadconline.gujarat.gov.in (link at the end of this page) |
Key facts
| Application mode | Online |
|---|---|
| Last date | Not given in the official listing |
| Family income limit | Up to Rs. 3 lakh per year |
| Age | 21 to 45 years |
Who can apply (quick check)
- 👤Female
- 🎂Age 21 to 45 years
- 🏷️ST
- 💰Income Rs. 3 lakh tak
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- 100% loan assistance provided to eligible women
- Loan amount up to Rs. 2.00 lakh
- Interest rate fixed at 5% per annum
- Loan can be used to start a business of the beneficiary’s choice
- Meant for economically backward women of specific castes
- Encourages entrepreneurship and self-reliance
Who qualifies
- Be a permanent resident of Gujarat
- Be a woman
- Belong to the Rabari or Bharwad caste
- Belong to a socially and educationally backward class as recognized by the Government of Gujarat
- Be between 21 to 45 years of age
- Have a total annual family income not exceeding Rs. 3.00 lakh
- Intend to start your own business or self-employment venture using the loan
Who is not eligible
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Registration walkthrough
Online
Step 1: Visit the official DAADC online portal.
Step 2: Register/log in using your credentials.
Step 3: Fill out the application form with accurate personal and scheme-specific details.
Step 4: Upload the required documents and submit.
Frequently asked questions
What is the New Swarnima Scheme?
A loan scheme for Rabari and Bharwad women to start self-employment ventures.
Who is eligible to apply?
Women from Rabari or Bharwad castes, aged 21–45, with income under Rs. 3 lakh/year.
What is the maximum loan amount?
Rs. 2.00 lakh.
Is there any subsidy or grant in the scheme?
No subsidy, but interest is subsidized at 5% per annum.
Is collateral required?
No collateral is mentioned in the scheme guidelines.
Can I use the loan for any type of business?
Yes, any legal small business or trade.
Can a man apply under this scheme?
No, only eligible women can apply.
What is the rate of interest?
5% per annum.
Is it necessary to belong to a backward class?
Yes, only socially and educationally backward Rabari and Bharwad castes.
Where can I apply?
To apply visit the official DAADC online portal.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Official Link sje.gujarat.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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