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Pradhan Mantri Awas Yojana – Urban: Individual House Construction Component – Beneficiary Led Construction (BLC) Uttarakhand

IHCCBLCUK

Published: Sep 2026

6 min read

Reviewed by Navin, Editor · First published: 18 Sep 2026

Pradhan Mantri Awas Yojana – Urban: Individual House Construction Component – Beneficiary Led Construction (BLC) Uttarakhand
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this housing scheme

The scheme aims to provide financial assistance to eligible urban families for constructing a pucca house on their own land or for improving their existing kutcha or weak houses.

The “Individual House Construction Component – Beneficiary Led Construction” scheme is a component of the Pradhan Mantri Awas Yojana (Urban), implemented by the Nagar Nigam Dehradun under the Department of Urban Development, Government of Uttarakhand. The scheme aims to provide financial assistance to eligible urban families for constructing a pucca house on their own land or for improving their existing kutcha or weak houses.

Benefits at a glance

Scheme namePradhan Mantri Awas Yojana – Urban: Individual House Construction Component – Beneficiary Led Construction (BLC) Uttarakhand (IHCCBLCUK)
Launched byUrban Development
Benefit typeCash (money paid to your bank account)
CategoryHousing
Level / StateState · Uttarakhand
Official portalpmaymis.gov.in (link at the end of this page)

Key facts

Implementing agencyNagar Nigam Dehradun
Scheme forInfra
Application modeOffline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No
Family income limitUp to Rs. 3 lakh per year

Who can apply (quick check)

  • 👤All genders
  • 🎂Age 18 to 80 years
  • 💰Income Rs. 3 lakh tak
  • 📝Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

  • Under the scheme, a grant of Rs. 2 lakh is provided to approved beneficiaries in installments, based on the progress of housing construction. Of this amount, Rs. 50,000/- is provided by the State Government and Rs. 1,50,000/- by the Government of India.
  • As per Hon’ble Chief Minister’s Announcement No. 458/2022, beneficiaries of the Pradhan Mantri Awas Yojana (Urban) are provided an additional incentive of Rs. 5,000/- for home decoration upon completion of the house.

Who qualifies

The following are the eligibility criteria to avail the benefits of the scheme:

  1. The applicant must be a resident of Uttarakhand.
  2. The applicant must have been residing in the city from which he/she wishes to receive the benefit on or before 17th June 2015.
  3. The applicant, or any member of their family, must not own a house in their name anywhere in India. (Here, a house refers to a habitable unit suitable for all-weather living.)
  4. The annual family income must not exceed Rs. 3 lakh.
  5. The applicant must not have received any benefit for residential housing under any other Central, State, or externally aided scheme.
  6. The applicant must have a legally owned plot of land or an existing kutcha/weak residential structure on which they wish to construct a pucca house.

Who is not eligible

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Registration walkthrough

Offline

To avail the benefits of the scheme, interested persons/families can visit the Municipal Body office according to their housing demand and eligibility, and register their demand for free housing along with the following documents/legal land ownership records:

  1. Aadhaar card of all family members as identity proof.
  2. Proof of residence in the city before 17th June 2015 (such as electricity bill, water bill, telephone bill, voter ID, Aadhaar card, ration card, passport, or any other authentic document).
  3. Bank account in the name of an adult female member of the beneficiary family; in the absence of an adult female member, the account may be in the name of a male member.
  4. Certified copy of legal land ownership records (Registry/Khasra/Khatauni/Patta, etc.), which should be verified both physically and documentarily.
  5. Valid Income Certificate or self-declared income on a Rs. 10/- stamp paper.
  6. Caste certificate, photocopy of BPL card, or disability certificate.
  7. Notarized affidavit on a Rs. 10/- stamp paper based on the following eligibility criteria:
  • Has been residing in the municipal area since 17th June 2015 or earlier.
  • Does not own a permanent house in his or her name or in the name of any family member anywhere in India. (Beneficiary family includes husband, wife, and their unmarried sons or daughters.)
  • The annual income of the family does not exceed Rs. 3 lakh.
  • Has not availed any benefit for residential housing under any other Central, State, or externally aided scheme.

8. Selection of beneficiaries is done after examining and verifying the above records and documents. All details are mandatorily recorded on the official website of the Pradhan Mantri Awas Yojana Urban (www.pmaymis.gov.in). A survey code is issued after registering a housing demand on the portal. This code is compiled with a list of eligible beneficiaries and sent to the Government of India through the State Government for approval. After receiving approval from the Government of India, the beneficiary is granted the housing benefit. There is a free application process to avail the scheme's benefits.

Frequently asked questions

Who can apply for the scheme?

Urban families who meet the eligibility criteria, including residency in the city before 17th June 2015, income limits, and ownership of land or a kutcha house, can apply.

What is the financial assistance provided under the scheme?

Approved beneficiaries receive Rs. 2 lakh in installments based on the progress of housing construction – Rs. 1.5 lakh from the Government of India and Rs. 50,000/- from the State Government.

Is there any additional incentive under the scheme?

Yes, as per Chief Minister’s Announcement No. 458/2022, beneficiaries are provided Rs. 5,000/- for home decoration upon completion of the house.

Can someone who already owns a house apply?

No. Applicants should not own a house in their name or in the name of any family member anywhere in India.

What is the maximum annual family income to be eligible?

The total annual income of the family should not exceed Rs. 3 lakh.

Can applicants who have received benefits from other housing schemes apply?

No. Applicants who have availed benefits under any other Central, State, or externally aided housing scheme are not eligible.

Is it necessary to have land to apply?

Yes. Applicants must have a legally owned plot of land or an existing kutcha/weak house for constructing a pucca house.

How are beneficiaries selected?

Selection is done after verifying all documents and records. Details are recorded on the official PMAY-U portal, and a survey code is issued for each registered demand.

Where is the application registered?

Applications are registered at the Municipal Body office of the applicant’s city, and the details are uploaded on www.pmaymis.gov.in.

Is there a fee to apply for the scheme?

No. The application process is completely free of charge.

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