About this health scheme
The scheme aims to provide financial protection through insurance cover of Rs. 50,00,000/- to healthcare workers fighting COVID-19.
The scheme "Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19" by the Ministry of Health and Family Welfare, Government of India, aims to provide Rs. 50,00,000/- insurance cover to healthcare workers through financial protection against death or disability during COVID-19 duty.
Benefits at a glance
| Scheme name | Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19 (PMGKP) |
|---|---|
| Launched by | Ministry Of Health & Family Welfare |
| Department | Department of Health and Family Welfare |
| Launch year | 2020 |
| Benefit type | Cash (money paid to your bank account) |
| Category | Health |
| Level / State | Central · All India |
| Official portal | nhm.gov.in |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Implementing agency | Department Of Health And Family Welfare |
| Scheme for | Individual |
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 60 years
- 💼Health Worker
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Insurance Coverage: Rs. 50,00,000/- provided in case of death or permanent disability due to COVID-19.
- Risk Coverage: Covers loss of life due to COVID-19; covers accidental death during COVID-19-related duty.
Who qualifies
- The applicant must be a healthcare worker; including doctors, nurses, paramedics, and support staff.
- The applicant must be directly involved in COVID-19 related duties.
- The applicant must be a citizen of India.
- The applicant must be working in a COVID-19 designated hospital or care facility.
- The applicant must be registered under a government health program.
Who is not eligible
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Papers to keep ready
In case of Accidental loss of life on account of COVID-19 related duty following documents are required:
- Claim form duly filled and signed by the nominee/claimant.
- Identity proof of Deceased (Certified copy)
- Identity proof of the Claimant (Certified copy)
- Proof of relationship between the Deceased and the Claimant (Certified copy)
- Death summary by the Hospital where death occurred (in case death occurred in hospital)(Certified copy).
- Death Certificate (in Original)
- Post-mortem Report (Certified copy)
- Cancelled Cheque (desirable) (in Original)
- FIR (Certified copy)
- Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and had an accidental loss of life on account of COVID-19 related duty.
In case of Loss of life due to COVID-19 following documents are required
- Claim form duly filled and signed by the nominee/claimant.
- Identity proof of Deceased (Certified copy)
- Identity proof of the Claimant (Certified copy)
- Proof of relationship between the Deceased and the Claimant (Certified copy)
- Laboratory Report certifying having tested Positive for COVID-19 (in Original or Certified copy)
- Death summary by the Hospital where death occurred (in case death occurred in hospital) (Certified copy).
- Death Certificate (in Original)
- Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and was deployed/drafted for care and may have come in direct contact of the COVID-19 patient. For community health care workers, the Certificate should be from Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator was drafted for work related to COVID-19.
Certificate Details
Those employees (Regular/Adhoc/Contractual/Daily Wagers/retired Government Officials/ Private individuals) engaged by
- Health care facilities of Central/State/UT Governments/ Urban Local Bodies
- Autonomous / PSU hospitals of Central/State / UT Government, AIIMSs, INIs and Hospitals of Central Ministries.
- Certificate of employment/engagement by the Head of Institution/ organization/office indicating that the Deceased was an employee of/engaged by the Institution.
- Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
Private healthcare Institution
- Certificate of Employment by the Director / Medical Superintendent / Head of the Institution.
- Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
Private person engaged by the Health Care Institutions / Organizations (both public and private) through an Agency
- Certified copy of the document indicating that the services of the Agency were engaged by the Institution / Organization.
- Proof of engaging the services of individual by the Agency.
- Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
Community Health Workers (ASHAs and ASHA Facilitators)
- Certificate of engagement as ASHA/ASHA Facilitator provided by the Medical Officer of Primary Health Centre (PHC).
- Certificate by Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator had accidental loss of life on account of COVID-19 related duty.
Volunteers drafted for COVID 19 related responsibilities by the Government officials authorized by the State/UT Government
- Proof of engaging the services of individual by the Government officials authorized by the State/UT Government.
- Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
Registration walkthrough
Offline
Step 1: The concerned institution/department is informed about the claim.
Step 2: The insurance company is intimated via email at "nia.312000@newindia.co.in".
Step 3: The claimant fills the claim form and attaches the required documents.
Step 4: The claimant submits the form to the healthcare institution/organization.
Step 5: The institution verifies, certifies, and forwards the claim to the competent authority.
Step 6: The competent authority submits the claim to the insurance company for approval.
Important dates
| Launch / start | 01 Mar 2020 |
|---|
Frequently asked questions
What does this Scheme cover?
This accident insurance scheme covers; Loss of life due to COVID19, and Accidental death on account of COVID-19 related duty.
What is the definition of Accident?
An accident is sudden, unforeseen and involuntary event caused by external, visible and violent means.
Who all are covered under the scheme?
1. Public healthcare providers including community health workers, who may have to be in direct contact and care of COVID-19 patients and who may be at risk of being impacted by this.
2. Private hospital staff and retired /volunteer /local urban bodies/ contracted /daily wage/ad-hoc/outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals of Central/ States/UTs, AIIMS and INIs/ hospital of Central Ministries can also be drafted for COVID 19 related responsibilities.
Who can be a volunteer under this scheme?
Volunteers are those who are drafted by the Government Official authorized by Central/State/ UT Government for care and may have come in direct contact of the COVID-19 patient
Who are ‘Private persons’ under this scheme?
Private persons are those who are engaged by both public & private health care institutions/organization through an agency and were deployed /drafted for care and may have come in direct contact of the COVID-19 patient (with the proof that the service of the agencies were engaged by the institution/organization).
When does insurance coverage policy begins and ends?
The duration of the policy is for a period of 90 days, starting from March 30, 2020.
Is there any age-limit for health workers under this scheme?
There’s no age limit for this scheme.
Is individual enrolment required?
Individual enrolment is not required.
Whether an individual is required to pay any premium to be eligible under the scheme?
The entire amount of premium for this scheme is being borne by the Ministry of Health and Family Welfare, Government of India.
What is the benefit available to the insured persons?
INR 50,00,000/- will be paid to the claimant of the insured person
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- FAQ's cdnbbsr.s3waas.gov.in (PDF)
- Scheme Details www.mofpi.gov.in (PDF)
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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