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Samajik Mukti

SM

Published: Oct 2026

6 min read

Reviewed by Navin, Editor · First published: 13 Oct 2026

Samajik Mukti
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this banking scheme

The government issued 'Samajik Mukti' (Social Freedom) cards to unorganised sector workers of the State for Provident Fund & Other Social Benefit scheme.

The government issued 'Samajik Mukti' (Social Freedom) cards to unorganised sector workers of the State for Provident Fund & Other Social Benefit scheme. "The name of this card is Samajik Mukti card. Initially, 25 lakhs beneficiaries were given the card under the State assisted scheme of Provident Fund for Unorganized Workers (SASPFUW). Finally, the cards have been distributed to disburse benefits under three schemes of State government namely: i) State assisted scheme of Provident Fund for Unorganized Workers (SASPFUW) ii) Buildings and other Construction workers' welfare scheme iii) Motor Transport workers' welfare scheme. The objective of the project is to realize the following objectives:

i) Bringing the maximum number of Workers under the welfare schemes

ii) Smooth and Speedy delivery of Welfare benefits under the three schemes

iii) Effective and Transparent management and utilization of the funds available.

'SAMAJIK MUKTI CARDโ€™ for the marginal & unorganized sector workers in the State is an important step towards the empowerment of all unorganised sector workers.

The vision is to enroll all unorganized sector workers under State Assisted Scheme of Provident Fund for Unorganized Workers (SASPFUW), Buildings and Other Construction Workersโ€™ Welfare (BOCWA) and West Bengal Motor Transport Workersโ€™ Welfare (WBTWSS) Schemes and the unorganized sector workers covered under SASPFUW are getting special smart cards called โ€˜SAMAJIK MUKTI CARDโ€™ Smart Card (with 32 KB memory) based solution for Samajik Mukti Card brings immense benefits:

  1. An online web based application in connection with administration of SASPFUW Scheme is already in operation and would become fully functional in the near future. A beneficiary would be able to have an access to his/ her records through this โ€œSamajik Mukti Cardโ€.
  2. โ€œSamajik Mukti Cardโ€ can be used by an unorganized worker at any of the 68 Regional labour Offices (R.L.O) at districts and subdivisions as well as in all 480 Labour Welfare Facilitation Centres (L.W.F.C) in blocks and Municipalities. All such offices are provided with computer along with card reader and card writer. On inserting the card in the card reader/ writer, the required information will be seen on computer screen. Once transaction is made and /or benefits are availed by a worker, it will be automatically updated and shown in the computer screen. The card reader/ writer system will be connected to the Central SASPFUW Server hosted at SDC.
  3. โ€œSamajik Mukti Cardโ€ is a photo identity smart card for unorganized workers. The card could be read from any R.L.O or L.W.F.C. The records of transaction made and/or benefits availed are electronically maintained and data is tamper proof and highly secured.
  4. It is also an attempt to integrate all social security benefits available for the unorganized workers.

The objective of the project is to realize following objectives:

i) Bringing maximum number of Workers under the welfare schemes

ii) Smooth and Speedy delivery of Welfare benefits under the three schemes

iii) Effective and Transparent management and utilization of the funds available.

The benefits of this scheme include the following:

  • Provident Fund is given to the unorganised worker to provide financial security and stability.
  • Compensation in case of death or disability during work.
  • The government provides financial assistance to the children of beneficiaries who pursue higher studies (for the applicants registered for at least one year). Besides, they give training in safety and skill development.
  • The department also provides health treatment facilities to the unorganised workers who have registered under this scheme.

Eligibility:

The unorganized workers who want to become members should be residing in West Bengal between the age of 18 to 60 and the family income should not exceed 65 thousand rupees per month. There is no income ceiling for construction workers and transport workers.

Benefits at a glance

Scheme nameSamajik Mukti (SM)
Launched byLabour Department
Launch year2012
Benefit typeCash (money paid to your bank account)
CategoryBanking
Level / StateState ยท West Bengal
Official portalwb.gov.in (link at the end of this page)

Key facts

Scheme forInfra
Application modeOffline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No
Family income limitUp to Rs. 7.8 lakh per year
Age18 to 60 years

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 18 to 60 years
  • ๐Ÿ’ฐIncome Rs. 7.8 lakh tak
  • ๐Ÿ’ผUnorganized Worker
  • ๐Ÿ“Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

The benefits of this scheme include the following:

  • Provident Fund is given to the unorganised worker to provide financial security and stability.
  • Compensation in case of death or disability during work.
  • The government provides financial assistance to the children of beneficiaries who pursue higher studies (for the applicants registered for at least one year). Besides, they give training in safety and skill development.
  • The department also provides health treatment facilities to the unorganised workers who have registered under this scheme.

Who qualifies

  1. The unorganized workers who want to become members should be residing in West Bengal
  2. They should be between the age of 18 to 60 years.
  3. The family income should not exceed 65 thousand rupees per month.

Note: There is no income ceiling for construction workers and transport workers.

Papers to keep ready

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No official announcement regarding the documents needed for Samajik Mukti Card has been made. But we suggest you keep the following documents in case you need them.

Registration walkthrough

Offline

The card is issued to all the people who fall in the eligibility criteria, which acts as the key to applying for all the social welfare schemes related to the welfare of the workers in the unorganised sector. For more details, you may visit your nearest labour department office.

Important dates

Launch / start26 Jul 2012

Frequently asked questions

What is Samajik Mukti Card?

Samajik Mukti Card is a Smart Card (with 32 KB memory) which brings benefits to the workers of the unorganised sectors. โ€œSamajik Mukti Cardโ€ is a photo identity smart card for unorganized workers. The card could be read from any R.L.O or L.W.F.C. The records of transaction made and/or benefits availed are electronically maintained and data is tamper proof and highly secured.

Who can get this card?

These cards are bring distributed to the residents of west bengal state who work in an unorganised sector.

Is there a cap on income of the residents of west bengal who can get this card?

Yes, to receive the benefits of this scheme, the family income should not be more than Rs. 65000 per month. However, this limit is not applicable to the construction workers and transport workers.

Which schemes can the Samajik Mukti card holder take benefit of?

State Assisted Scheme of Provident Fund for Unorganized Workers (SASPFUW), Buildings and Other Construction Workersโ€™ Welfare (BOCWA) and West Bengal Motor Transport Workersโ€™ Welfare (WBTWSS) Schemes.

How can the beneficiary apply for the benefits under these schemes?

The beneficiaries can apply online for the benefits of one of these schemes with the help of their Samajik Mukti Card. For more details, you may visit your nearest labour department office.

Where can this Samajik Mukti Card be used by an unorganised worker?

โ€œSamajik Mukti Cardโ€ can be used by an unorganized worker at any of the 68 Regional labour Offices (R.L.O) at districts and subdivisions as well as in all 480 Labour Welfare Facilitation Centres (L.W.F.C) in blocks and Municipalities.

What is the objective of this project?

The objective of the project is to realize the following objectives:
i) Bringing the maximum number of Workers under the welfare schemes
II) Smooth and Speedy delivery of Welfare benefits under the three schemes
iII) Effective and Transparent management and utilization of the funds available.

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