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Vehicle Loan Scheme (GTKVN)

VLSGTKVN

Published: Oct 2026

3 min read

Reviewed by Navin, Editor · First published: 11 Oct 2026

Vehicle Loan Scheme (GTKVN)
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this banking scheme

The scheme aims to promote self-employment among youth from the Thakor and Koli communities by providing loans of up to Rs. 4,00,000/- for the purchase of commercial vehicles such as auto-rickshaws, loading rickshaws, or a Maruti Eeco van to start an income-generating transport business.

The "Vehicle Loan Scheme" is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among youth from the Thakor and Koli communities by providing financial assistance for the purchase of commercial vehicles. Under this scheme, beneficiaries can avail of a subsidized loan to purchase auto-rickshaws, loading rickshaws, or a Maruti Eeco van to start an income-generating transport business.

Benefits at a glance

Scheme nameVehicle Loan Scheme (GTKVN) (VLSGTKVN)
Launched bySocial Justice and Empowerment Department
Benefit typeCash (money paid to your bank account)
CategoryBanking
Level / StateState ยท Gujarat
Official portalgtkdconline.gujarat.gov.in (link at the end of this page)

Key facts

Implementing agencyGujarat Thakor And Koli Vikas Nigam
Scheme forIndividual
Application modeOnline
Last dateOngoing (no last date notified)
Family income limitUp to Rs. 3 lakh per year

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 21 to 50 years
  • ๐Ÿท๏ธOBC
  • ๐Ÿ˜๏ธRural
  • ๐Ÿ’ฐIncome Rs. 3 lakh tak
  • ๐Ÿ“Online

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

Under this scheme, beneficiaries can avail of a loan of up to Rs. 4,00,000/- for the purchase of commercial vehicles such as auto-rickshaws, loading rickshaws, Maruti Eeco, etc.

Who qualifies

  1. The applicant should be a resident of Gujarat.
  2. The applicant should belong to Thakor or Koli community.
  3. The applicant's age should be between 21โ€ฏtoโ€ฏ50โ€ฏyears.
  4. The applicantโ€™s annual family income should not exceed Rs. 3,00,000/-.
  5. The applicant should intend to purchase an approved transport vehicle for commercial use.

Who is not eligible

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Registration walkthrough

Online

Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.

Step 2: On the top menu bar, click on "Apply Now".

Step 3: Click on the loan scheme name.

Step 4: Select the loan category and fill in the loan amount.

Step 5: Fill out the Application Form, enter the following details:

  • Personal Information: Name, gender, date of birth, caste, etc.
  • Address Information: Permanent and correspondence address
  • Income Details: Monthly family income and source
  • Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
  • Bank Account Details: For loan disbursement

Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 7: Double-check all details. Click on โ€œPreviewโ€ to verify. If all details are correct, click โ€œSubmitโ€.

Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Frequently asked questions

Who is eligible for the scheme?

Applicants must belong to the Thakor or Koli community, be aged between 21 and 50 years, and have a total annual family income of up to Rs. 3 lakh.

What is the maximum loan amount?

The maximum loan amount is up to Rs. 4,00,000/-.

What types of vehicles are eligible under this scheme?

Eligible vehicles include auto-rickshaws, loading rickshaws, and Maruti Eeco vans.

What documents prove income?

Aadhaar card, income certificate, ration card, driving license, etc.

Is a driving licence mandatory?

Yes, for the category of vehicle you intend to buy.

Is the scheme limited to Gujarat?

Yes, it is applicable only in Gujarat.

Where can I apply for the scheme?

Go to https://gtkdconline.gujarat.gov.in and apply for the scheme.

Who implements the scheme?

The scheme is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat.

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