About this skills scheme
The "Vrutti Protsaha Loan Scheme" is an initiative by the Karnataka Minority Development Corporation (KMDC) to promote self-employment and economic activities among minority communities. The scheme provides financial assistance to eligible individuals from minority communities.
The "Vrutti Protsaha Loan Scheme" was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. The scheme aims to promote self-employment and economic activities among minority communities and provides financial assistance to eligible individuals from minority communities to start or expand their economic activities, thereby fostering economic empowerment and self-sufficiency.
Benefits at a glance
| Scheme name | Vrutti Protsaha Loan Scheme (VPLS) |
|---|---|
| Launched by | Minorities Welfare Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Skills |
| Level / State | State · Karnataka |
| Official portal | kmdconline.karnataka.gov.in (link at the end of this page) |
Key facts
| Scheme for | Individual |
|---|---|
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 1.03 lakh per year |
| Age | 18 to 55 years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 55 years
- 💰Income Rs. 1.03 lakh tak
- 🕌Minorities only
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
Financial Assistance provided totals Rs. 1,00,000/- in two parts:
- 50% Loan Amount
- 50% Subsidy Amount
Who qualifies
- The applicant should belong to a religious minority community as defined in the Government Order.
- The applicant should be a permanent resident of Karnataka.
- The age limit should be between 18 to 55 years.
- The annual income of the applicant's family from all sources should be less than Rs. 1,03,000/- in urban areas and less than Rs. 81,000/- in rural areas.
- No member of the applicant's family shall be an employee of the State/Central/ Government PSU.
- The applicant and family members should not have availed of benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.
Papers to keep ready
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Registration walkthrough
Online
Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.
Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.
Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
Step-08: Select "Next" Fill in the address detail and again select "Next".
Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.
Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.
Frequently asked questions
Who is eligible for the Vrutti Protsaha Scheme?
Minority community members, aged 18-55, residing in Karnataka.
What is the financial assistance provided under this scheme?
Rs. 50,000/- as a loan and Rs. 50,000/- as a subsidy.
What is the income limit for applicants?
Below Rs. 1,03,000/- in urban areas and Rs. 81,000/- in rural areas.
Can government employees apply for this scheme?
No, neither the applicant nor their family members should be government employees.
Can I apply if I have benefited from another KMDCL scheme?
No, except if you have only availed of benefits from the Arivu Education Loan Scheme in the last 5 years.
Is there an age limit for applicants?
Yes, applicants must be between 18 to 55 years old.
What is the purpose of the subsidy in this scheme?
The subsidy is provided to reduce the financial burden of starting a business.
Do I need a guarantor to apply for this scheme?
Yes, a self-declaration form from a surety (guarantor) is required.
Can the loan be used for any type of business?
Yes, the loan can be used for any economic activity outlined in the project report.
Is there any processing fee for this scheme?
Check with KMDCL for details on any applicable fees.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Login & Apply kmdconline.karnataka.gov.in
- Track Application kmdconline.karnataka.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
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