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Weather Based Crop Insurance Scheme

WBCISM

Published: Oct 2026

2 min read

Reviewed by Navin, Editor · First published: 15 Oct 2026

Weather Based Crop Insurance Scheme
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this agriculture scheme

The scheme aims to provide crop insurance protection to farmers against weather-related risks under the Pradhan Mantri Fasal Bima Yojana. It ensures financial support to farmers affected by adverse weather conditions.

The scheme "Weather Based Crop Insurance Scheme" launched by the Horticulture and Food Processing Department, Government of Madhya Pradesh aims to protect farmers from weather-related losses through insurance coverage for selected crops cultivated during Kharif and Rabi seasons.

Benefits at a glance

Scheme nameWeather Based Crop Insurance Scheme (WBCISM)
Launched byHorticulture and Food Processing Department
Benefit typeCash (money paid to your bank account)
CategoryAgriculture
Level / StateState ยท Madhya Pradesh
Official portalcmhelpline.mp.gov.in (link at the end of this page)

Key facts

Scheme forIndividual
Application modeOffline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No
Age18 to 60 years

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 18 to 60 years
  • ๐Ÿ’ผFarmer
  • ๐Ÿ“Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

  • Insurance Coverage for Crops: Provides protection to crops against losses caused by adverse weather conditions such as high or low temperatures, excess or deficient rainfall, and wind speed.

Who qualifies

  • The applicant must be a farmer.
  • The applicant must be a resident of Madhya Pradesh.

Papers to keep ready

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Registration walkthrough

Offline

  • The applicant should contact the District Office of the Horticulture Department.

Frequently asked questions

What is the objective of this scheme?

The scheme aims to protect farmers from losses caused by adverse weather conditions.

Who implements the scheme in Madhya Pradesh?

The scheme is implemented by the Horticulture and Food Processing Department, Government of Madhya Pradesh.

Which crops are covered under this scheme?

The scheme covers crops such as orange, banana, papaya, onion, chili, brinjal, tomato, potato, cauliflower, cabbage, peas, coriander, garlic, mango, pomegranate, and grapes.

What type of risks are covered under the scheme?

The scheme covers risks due to high or low temperatures, excess or deficient rainfall, strong wind, and hailstorm.

What is the premium amount to be paid by the farmer?

The farmer has to pay 5% of the insured amount as the premium.

Who pays the remaining premium?

The remaining premium is shared equally by the central and state governments.

Who is eligible to apply under this scheme?

Farmers of Madhya Pradesh are eligible to apply under this scheme.

How is the compensation amount calculated?

The compensation is calculated based on weather deviations recorded at established weather stations.

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