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Banglar Awaas Yojana (BAY)

BAY

Published: Oct 2026

4 min read

Reviewed by Navin, Editor · First published: 7 Oct 2026

Banglar Awaas Yojana (BAY)
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this housing scheme

"Banglar Awaas Yojana (BAY)" provides financial assistance to houseless households and those living in kutcha or dilapidated houses, helping them build pucca houses with essential amenities. The scheme offers financial assistance with additional support for toilets and unskilled workdays.

Banglar Awaas Yojana (BAY) is a housing scheme aimed at providing a pucca house (minimum 25 sq mt floor area) to houseless households and those residing in kutcha or dilapidated houses. Launched by the Ministry of Rural Development (MoRD), GOI in FY 2016-17, the scheme offers assistance of Rs. 130,000/- per house, distributed in three installments. The Central and State Government share the cost in a 60:40 ratio. Eligible beneficiaries also receive wages for unskilled labor and assistance for constructing toilets under "Mission Nirmal Bangla Prakalpa". The assistance is credited directly to the bank account of the beneficiary.

Benefits at a glance

Scheme nameBanglar Awaas Yojana (BAY) (BAY)
Launched byHousing Department
Benefit typeCash (money paid to your bank account)
CategoryHousing
Level / StateState ยท West Bengal
Official portalrhreporting.nic.in (link at the end of this page)

Key facts

Scheme forIndividual
Application modeOffline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No
Age18 to 65 years

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 18 to 65 years
  • ๐Ÿ“Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

  • Financial Assistance: Beneficiaries receive Rs. 1,30,000/- per house, credited in three installments (1st installment: Rs. 60,000/-; 2nd installment: Rs. 60,000/-; 3rd installment: Rs. 10,000/-).
  • Wage Support: Beneficiaries are entitled to 95 unskilled mandays of wages under the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS).
  • Assistance for Toilet Construction: Eligible beneficiaries enlisted in the BLS 2012 receive additional support for constructing toilets under "Mission Nirmal Bangla Prakalpa".

Who qualifies

  1. The applicant must be an Indian citizen.
  2. The applicant must be enlisted in the Permanent Waiting List (PWL) based on SECC 2011 data.
  3. The applicant must be from a houseless household or living in a kutcha or dilapidated house.

Who is not eligible

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Registration walkthrough

Offline

Step 1: Visit the website of Pradhan Mantri Awaas Yojana-Gramin (PMAY-G) to check the Permanent Waiting List (PWL) which has been prepared by the Ministry of Rural Development (MoRD), GOI, based on SECC 2011 data.

Step 2: Select the concerned District, Block, Panchayat name and verify the captcha to check the list.

Step 3: Beneficiaries whose names are already enlisted in the PWL do not need to submit any additional application.

Step 4: The government sanctions houses every financial year based on the priority list and category-wise allocation of houses.

Step 5: If the applicant's name is included in the PWL, they will be automatically considered for assistance under the scheme.

Step 6: Eligible beneficiaries will be informed about the sanctioning process and receive financial assistance directly in their registered bank accounts in installments.

Frequently asked questions

What is "Banglar Awaas Yojana"?

"Banglar Awaas Yojana" is a housing scheme that provides pucca houses with a minimum floor area of 25 sq mt and a hygienic cooking space to houseless households and those living in kutcha or dilapidated houses.

Who is eligible for "Banglar Awaas Yojana"?

The applicant must be an Indian citizen, enlisted in the Permanent Waiting List (PWL) based on SECC 2011 data, and should be a houseless household or living in a kutcha or dilapidated house.

How much financial assistance is provided under the Banglar Awaas Yojana?

The scheme provides financial assistance of Rs. 130,000 per house, paid in three installments: Rs. 60,000/- in the first installment, Rs. 60,000/- in the second, and Rs. 10,000/- in the third.

How is the financial assistance paid to beneficiaries?

The financial assistance is directly credited to the beneficiary's bank account in three separate installments based on the construction progress.

What other benefits are available under this scheme?

In addition to financial assistance, beneficiaries are entitled to wages for 95 unskilled mandays under MGNREGS and assistance for constructing a toilet under Mission Nirmal Bangla Prakalpa, if eligible.

How can an applicant check if they are listed in the Permanent Waiting List?

Applicants can check the Permanent Waiting List on the official website of MoRD (www.pmayg.nic.in) to verify their eligibility.

Is there any deadline to apply for the scheme?

No, there is no deadline for applying since allocation is based on the Permanent Waiting List. Beneficiaries are selected and assisted based on the list each financial year.

Can an applicant receive assistance for building a toilet under this scheme?

Yes, beneficiaries who are enlisted in the BLS 2012 can receive assistance for constructing a toilet under the Mission Nirmal Bangla Prakalpa.

Is there any wage support provided to beneficiaries under this scheme?

Yes, beneficiaries are entitled to 95 unskilled mandays under MGNREGS for labor-related work during the construction process.

How does the government allocate houses to beneficiaries?

The government allocates houses based on the Permanent Waiting List created from the SECC 2011 data. Beneficiaries are selected every financial year depending on the availability of houses and the priority criteria.

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