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Dr. Ambedkar Awas Yojana

DAAY

2026 โœ“๐Ÿ  HousingLaunched: 1999โš“ Gujarat

Published: Oct 2026

6 min read

Published by Navin, Editor · First published: 7 Oct 2026

Dr. Ambedkar Awas Yojana
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Published by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · Text from the official listing, not yet reviewed · How we prepare pages

About this housing scheme

Under the scheme, financial assistance of Rs. 1,20,000/- is provided to Scheduled Caste individuals who do not own a residential home, have an old rough residential home, or own a plot for residence, and who belong to the Below Poverty Line (BPL) category for the construction of a house.

The scheme "Dr. Ambedkar Awas Yojana" was launched by the Director of Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat, in the year 1999. Under the scheme, financial assistance of Rs. 1,20,000/- is provided to Scheduled Caste individuals who do not own a residential home, have an old rough residential home, or own a plot for residence, and who belong to the Below Poverty Line (BPL) category for the construction of a house. The assistance will be paid in three installments to economically weaker Scheduled Caste individuals, especially those below the poverty line, in both urban and rural areas for house construction on an individual basis.

Implementing Agency:

In Urban Areas: District Deputy Director, Scheduled Caste Welfare Office

In Rural Areas: District Social Welfare Officer Office

Benefits at a glance

Scheme nameDr. Ambedkar Awas Yojana (DAAY)
Launched bySocial Justice and Empowerment Department
Launch year1999
Benefit typeCash (money paid to your bank account)
CategoryHousing
Level / StateState ยท Gujarat
Official portalesamajkalyan.gujarat.gov.in (link at the end of this page)

Key facts

Implementing agencyIn Urban Areas: District Deputy Director, Scheduled Caste Welfare Office In Rural Areas: District Social Welfare Officer Office
Scheme forIndividual
Application modeOnline
Last dateNot given in the official listing
DBT (direct bank transfer)No
Family income limitUp to Rs. 6 lakh per year

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 0 to 2 years
  • ๐Ÿท๏ธSC
  • ๐Ÿ’ฐIncome Rs. 6 lakh tak
  • ๐Ÿ“Online

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

  1. Under the scheme, individuals belonging to the scheduled caste category are provided with Rs. 1,20,000/- assistance for the construction of houses in both urban and rural areas.
  2. The assistance will be paid in three instalments, first instalment is Rs. 40,000/- (with order of administrative sanction), the second instalment is Rs. 60,000/- (after reaching the lintel level), and the third instalment is Rs. 20,000/- (On completion of construction, including toilets).

Who qualifies

  1. The applicant should be a native of Gujarat.
  2. The applicant should belong to the Scheduled Caste category.
  3. Economically weaker Scheduled Caste individuals, especially those below the poverty line are eligible to receive benefits under the scheme.
  4. The beneficiary should not own a residential home, possess an old rough residential home, or have their own plot for residence.
  5. The applicant or any other family members of the applicant should not have already received benefits under any other housing scheme implemented by the Government.
  6. The annual income should not exceed Rs. 6,00,000/- in rural area and Rs. 6,00,000/- in urban area.
  7. Those who are eligible for Rs. 12,000 assistance for toilets will be eligible for it separately as per the rules of the scheme. However, if the beneficiary is not eligible for assistance for a toilet, he/she will have to construct a toilet out which is mandatory for assistance of Rs. 1,20,000/-.
  8. On the house built under this scheme, the beneficiary will have to put a plaque as per โ€œState Government's Ambedkar Awas Yojanaโ€.
  9. The upper limit on construction of houses will be Rs. 10,00,000/- for urban areas and Rs. 7,00,000/- for rural areas. The ceiling limit will not apply to the assistance provided under the Affordable Housing Scheme in urban areas.
  10. The construction of the house has to be completed within 2 years from the payment of the first installment of the housing assistance.
  11. The age of the beneficiary will be at least 21 years.
  12. A scheduled caste beneficiary can also be given the benefit under this scheme if his adult sons or brother builds a house on the first floor of the person whose name currently has a house on the ground floor to build his own house with the consent of the house owner/landlord.
  13. If the entire construction of the house cannot be completed with the assistance received under the "Dr. Ambedkar Awas Yojana," the beneficiary will need to contribute the remaining amount to ensure the completion of the construction of the house.

Papers to keep ready

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Registration walkthrough

Online

Step 01: The eligible applicant may visit the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/

Step 02: On the home page, under the tab โ€˜Citizen Loginโ€™, click on New User โ€˜Please Register Hereโ€™.

Step 03: Enter your Full Name as per Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc. and then click on โ€˜Registerโ€™.

Step 04: After successful registration, the applicants can login through their User ID and Password.

Step 05: Now, click on โ€˜User Profileโ€™ to update your profile.

Step 06: Fill in all the mandatory information and then click on โ€˜Updateโ€™.

Step 07: After updating the profile successfully, select the scheme appearing on the home page; an application form will open.

Step 08: Fill in all the mandatory details in the application form and upload all the relevant documents.

Step 09: Now agree with the terms & conditions and click on โ€˜Save Applicationโ€™.

Step 10: Submit the application form and take out the print of the application for future reference. The applicant can note down the application number to track the application status by logging into the portal using their User ID and Password.

User Manual

Important dates

Launch / start01 Jan 1999

Frequently asked questions

When was the scheme launched?

The scheme was launched in the year 1999.

Who is eligible for benefits under the scheme?

Scheduled Caste individuals who do not own a residential home, have an old rough residential home, or own a plot for residence, and who belong to the Below Poverty Line (BPL) category are eligible.

What is the financial assistance provided under the scheme?

Beneficiaries are provided Rs. 1,20,000/- for the construction of a house, payable in three installments.

How are the financial assistance installments distributed?

The first installment is Rs. 40,000/-, the second installment is Rs. 60,000/-, and the third installment is Rs. 20,000/-.

Who implements the scheme in urban areas?

In urban areas, the scheme is implemented by the District Deputy Director, Scheduled Caste Welfare Office.

Who implements the scheme in rural areas?

In rural areas, the scheme is implemented by the District Social Welfare Officer Office.

What is the eligibility criterion regarding annual income?

The annual income should not exceed Rs. 6,00,000/- in rural areas and Rs. 6,00,000/- in urban areas.

Is there a requirement regarding the completion of construction under the scheme?

Yes, the construction of the house has to be completed within 2 years from the payment of the first installment of the housing assistance.

Can the scheme be availed for constructing toilets?

Yes, beneficiaries eligible for assistance for toilets can receive Rs. 12,000/- separately as per the scheme's rules.

How can one apply for the scheme?

Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/

What is the upper limit on construction costs under the scheme?

The upper limit is Rs. 10,00,000/- for urban areas and Rs. 7,00,000/- for rural areas.

Is there an age requirement for beneficiaries?

Yes, the beneficiary should be at least 21 years old.

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