About this business scheme
The Bank Guarantee Charges Reimbursement Scheme helps Scheduled Caste and Scheduled Tribe MSEs by reimbursing up to Rs. 1,00,000 for bank guarantee charges. Applications can be made online at any time.
The Bank Guarantee Charges Reimbursement Scheme supports micro, small, and medium enterprises (MSEs) owned by Scheduled Castes (SC) and Scheduled Tribes (ST). It is managed by the Ministry of Micro, Small and Medium Enterprises.
This scheme reimburses bank charges for Performance Bank Guarantees (PBG) required for work awarded to these MSEs.
Eligible MSEs can receive financial assistance, making it easier for them to participate in government contracts and projects.
Benefits at a glance
| Scheme name | Bank Guarantee Charges Reimbursement Scheme (BGCRS) |
|---|---|
| Launched by | Ministry Of Micro, Small and Medium Enterprises |
| Benefit | The Bank Guarantee Charges Reimbursement Scheme helps Scheduled Caste and Scheduled Tribe MSEs by reimbursing up... |
| Benefit type | Cash (money paid to your bank account) |
| Category | Business |
| Level / State | Central · All India |
| Official portal | scsthub.in (link at the end of this page) |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Scheme for | Infra |
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
| DBT | No |
Who can apply (quick check)
- 👤All genders
- 🏷️SC / ST
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Reimbursement up to 80% of bank guarantee charges
- Maximum limit of Rs. 1,00,000 per financial year (excluding GST and taxes)
The benefit is provided based on the charges paid for the Performance Bank Guarantee in a financial year.
Who qualifies
- Belong to Scheduled Caste (SC) or Scheduled Tribe (ST)
- Own or represent a micro, small, or medium enterprise (MSE)
- Have taken loans from Scheduled Commercial Banks, NBFCs, or State Finance Corporations
Who is not eligible
- No specific exclusions mentioned in the source.
Papers to keep ready
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Registration walkthrough
- Visit the official portal of the National SC-ST Hub.
- Click on the scheme name and select 'Sign Up' to register.
- Provide your name, email ID, and mobile number to create an account.
- Log in using your registered credentials.
- Fill in the required details and submit your application online.
To check the status of your application, log in to the official portal with your credentials. You can also contact the helpline for assistance.
Real-life examples: are you eligible?
A quick way to gauge your eligibility: find the profile nearest to yours.
Every case differs. Confirm your eligibility on the official portal before applying.
- Not providing all required documents can lead to rejection.
- Incorrectly filling out the application form may cause delays.
- Missing the registration step before applying online.
- Not submitting the bank attested statements as required.
- Failing to meet the eligibility criteria.
Frequently asked questions
What is the purpose of this scheme?
It provides financial support to SC/ST MSEs for bank guarantee charges.
How much can I claim under this scheme?
You can claim up to Rs. 1,00,000 or 80% of the charges, whichever is lower.
Is there a limit on how many times I can apply?
You can apply multiple times, but the total assistance is capped at Rs. 1,00,000 per year.
What types of enterprises are eligible?
Only micro, small, and medium enterprises owned by SC/ST individuals are eligible.
What documents do I need to submit?
You need Udyam Registration, PAN Card, Caste Certificate, and others as listed.
Can I apply offline?
The scheme only accepts online applications.
How do I know if my application is approved?
Check your application status on the official portal.
What if I have questions while applying?
You can contact the helpline for assistance.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines www.scsthub.in (PDF)
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
First draft prepared with editorial AI tools; every fact verified against the official notification and rewritten by our team.
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