About this skills scheme
The "Financial Assistance to Traditional Artisans (Panchavrutthi Scheme)" provides financial assistance to traditional artisans of the Vishwakarma community in Karnataka. The scheme aims to help these artisans purchase modern tools & upgrade their technological skills to enhance their trade.
The "Financial Assistance to Traditional Artisans (Panchavrutthi Scheme)" was launched by the Department of Backward Class Welfare, Government of Karnataka, to provide financial assistance to traditional artisans (Panchavrutthi) of the Vishwakarma community in Karnataka. The scheme aims to help these artisans purchase modern tools and upgrade their technological skills to enhance their trade and craftsmanship. The Karnataka Vishwakarma Communities Development Corporation (KVCDC) facilitates this scheme.
Benefits at a glance
| Scheme name | Financial Assistance to Traditional Artisans (Panchavrutthi Scheme) (FATAPS) |
|---|---|
| Launched by | Backward Classes Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Skills |
| Level / State | State · Karnataka |
| Official portal | kvcdcl.karnataka.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Karnataka Vishwakarma Communities Development Corporation Ltd |
|---|---|
| Scheme for | Individual |
| Application mode | Offline |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤Female / Male
- 🎂Age 18 to 55 years
- 💼Artisans, Spinners & Weavers
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Loan Amount: Up to Rs. 80,000/- at an interest rate of 4% per annum.
- Subsidy Amount: Up to Rs. 20,000/-.
- Total Assistance: Rs. 1,00,000/- (Loan + Subsidy).
- Repayment Period: The loan is repayable in 34 equal installments over three years, with a grace period of 2 months.
Who qualifies
- The applicant should belong to the Vishwakarma community.
- The applicant should be a permanent resident of Karnataka.
- The applicant's age should be between 18 to 55 years.
- The applicant must be engaged in one of the traditional Vishwakarma occupations, including Gold & Silver work, Sculpture, Blacksmith, Woodwork & Handicrafts, or Metallurgy.
- The applicant or their family members should not have availed of any loan facility from the KVCDC in the previous years.
Papers to keep ready
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Registration walkthrough
Offline
Step 1: The interested applicant should visit (during office hours) the Karnataka Vishwakarma Communities Development Corporation and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
OR
The applicant downloads the application form from the official website.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the District Manager.
Step 4: Request a receipt or acknowledgment from the District Manager to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
Frequently asked questions
What is the Financial Assistance to Traditional Artisans (Panchavrutthi Scheme)?
It is a financial assistance scheme for traditional artisans of the Vishwakarma community in Karnataka.
Who can apply for this scheme?
Traditional artisans belonging to the Vishwakarma community in Karnataka, aged 18-55.
What financial assistance does the scheme provide?
Up to Rs. 80,000/- as a loan and Rs. 20,000/- as a subsidy.
What is the interest rate for the loan under this scheme?
The interest rate for the loan is 4% per annum.
What is the repayment period for the loan?
The loan is repayable in 34 equal installments over three years, with a grace period of 2 months.
Can I apply if I have availed a KVCDC loan in the past?
No, applicants who have previously availed a KVCDC loan are not eligible.
What are the eligible occupations under this scheme?
Gold & Silver work, Sculpture, Blacksmith, Woodwork & Handicrafts, and Metallurgy.
Can I use the loan for purposes other than tool purchase and skill upgrading?
No, the loan must be used specifically for purchasing modern tools and upgrading skills.
What happens if I fail to repay the loan on time?
Penalties may be applied, and legal action can be taken against defaulters.
What documents are required to apply?
Aadhaar card, caste and income certificate, bank passbook, photographs, and self-declaration form.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines kvcdcl.karnataka.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
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