About this banking scheme
The scheme aims to promote self-employment among Scheduled Tribe individuals through financial support, including loans, margin money, and grants.
The "Livelihood Opportunity Promotion Scheme (Scheduled Tribe)" scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to promote sustainable self-employment and income generation among Scheduled Tribe individuals by supporting viable livelihood projects. Under this scheme, financial assistance, including a bank loan is provided to the beneficiaries for setting up income-generating units with a total project cost between Rs. 50,000 and Rs. 2,00,000.
Benefits at a glance
| Scheme name | Livelihood Opportunity Promotion Scheme (Scheduled Tribes) (LOPSST) |
|---|---|
| Launched by | Department Of Social Welfare |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Uttarakhand |
| Official portal | ukbvvn.org.in (link at the end of this page) |
Key facts
| Scheme for | Individual |
|---|---|
| Application mode | Offline |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 2.5 lakh per year |
| Age | 18 to 50 years |
Who can apply (quick check)
- 👤Female / Male
- 🎂Age 18 to 50 years
- 🏷️ST
- 💰Income Rs. 2.5 lakh tak
- 📝Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
Financial Assistance:
- Project Cost: Between Rs. 50,000/- and Rs. 2,00,000/-.
- Bank Loan: 60% of the project cost
- Margin Money: 30% of the project cost, repayable at 7% annual interest in 60 monthly installments
- Grant: Up to Rs. 50,000/-.
Beneficiary Contribution:
- No contribution for project cost up to Rs. 1,00,000/-
- 10% contribution for project cost between Rs. 1,01,000/- and Rs. 2,00,000/-
Who qualifies
- The applicant must be a permanent resident of Uttarakhand.
- The applicant must belong to the Scheduled Tribe (ST) category.
- The applicant's age must be between 18 and 50 years.
- The applicant’s annual family income should not exceed Rs. 2,50,000/-.
Papers to keep ready
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Registration walkthrough
Offline
Application Process:
Step 1: The interested applicant downloads the application form https://jankalyanfile.rajasthan.gov.in//Content/UploadFolder/OrderEntry/ICOM/2025/Guidelines/O_030325_26f50adb-f7b4-4eb5-b94d-1e5e45451a85.pdffrom the official website.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the office of the Vikas Khand (Block Development) Office.
Selection Process:
Step 1: The application will be forwarded to the District Social Welfare Officer.
Step 2: A District-Level Committee, headed by the District Social Welfare Officer, will review the proposals and select beneficiaries.
Frequently asked questions
Who can apply for this scheme?
Only Scheduled Tribe residents of Uttarakhand aged 18 to 50 years.
What is the income eligibility for this scheme?
Annual income should not exceed Rs. 2,50,000.
What is the range of project cost allowed under the scheme?
The range is from Rs. 50,000 to Rs. 2,00,000.
Is a grant included in the scheme?
Yes, up to Rs. 50,000 is provided as a grant.
What is margin money and how is it paid back?
30% of the project cost, repayable at 7% interest over 60 months.
Do I need to invest my own money?
No, if the project cost is up to Rs. 1,00,000. For higher costs, 10% contribution is required.
What kind of projects can be funded?
Self-employment and livelihood-based projects such as small businesses or services.
Where do I apply for the scheme?
At your local Development Block Office in Uttarakhand.
Who selects the beneficiaries?
A district-level committee headed by the District Social Welfare Officer.
What is the interest rate on margin money?
7% annual interest over a period of 60 months.
Can I apply online?
No, the process is offline for the application.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines (Page No. 33) uk.gov.in (PDF)
- Official Website www.ukbvvn.org.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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