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Loans for Tools (MBOCWWB)

LT(MBOCWWB)

Published: Oct 2026

7 min read

Reviewed by Navin, Editor · First published: 8 Oct 2026

Loans for Tools (MBOCWWB)
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this banking scheme

Under the scheme, a one-time grant will be granted to all members of the fund for the purchase of tools subject to the conditions.

The “Loans for Tools” scheme is implemented by the Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB), Labour Department, Government of Meghalaya. Under the scheme, a onetime grant will be granted to all members of the fund for the purchase of tools subject to the conditions. The members of the fund who have completed 3 years of membership in the fund and those who remit contributions regularly will be eligible for this loan.

Benefits at a glance

Scheme nameLoans for Tools (MBOCWWB) (LT(MBOCWWB))
Launched byLabour and Employment Department
Benefit typeCash (money paid to your bank account)
CategoryBanking
Level / StateState · Meghalaya
Official portalmegbocwwb.gov.in (link at the end of this page)

Key facts

Implementing agencyMeghalaya Building & Other Construction Workers Welfare Board
Scheme forIndividual
Application modeOnline / Offline
Last dateOngoing (no last date notified)
DBT (direct bank transfer)No

Who can apply (quick check)

  • 👤All genders
  • 🎂Age 3+ years
  • 💼Construction Worker, Unorganized Worker
  • 📝Online / Offline

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

  1. Under this scheme, registered building and construction workers will receive a one-time grant of up to Rs. 10,000/- for the purchase of tools.

Who qualifies

  1. The beneficiary should be a resident of Meghalaya.
  2. The beneficiary should be engaged in any building or other construction work.
  3. The beneficiary should be registered under the Meghalaya Building & Other Construction Workers Welfare Board.
  4. The beneficiary who has completed 3 years of membership in the fund will be eligible for this loan.
  5. The beneficiary who remits contributions regularly will be eligible for this loan.
  6. The beneficiary should have completed 55 years.

Note 01: Operation and maintenance of the tool shall be the sole responsibility of the beneficiary, and the Board shall not be responsible for any after-sales service, parts, or accessories.

Note 02: The grant shall be sanctioned subject to the production of a valid cash memo or voucher from an authorized dealer by the BOCW beneficiary and the tools shall be produced before an official of the Board for inspection & photograph.

Note 03: The Board shall emboss a mark (logo or serial No) onto the tool after production & inspection. A tool so marked cannot be produced again for any subsequent claim(s).

Note 04: A beneficiary is prohibited from selling the tools purchased and shall not be entitled to a second grant.

Note 05: The loan amount shall be recovered in not more than sixty installments.

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Enclosures required for New Registration under MBOCWWB:

Enclosures required for application of Instrument Grant:

Registration walkthrough

Online

Online Worker Registration Process (Portal):

Step 01: The applicants may visit the online Portal: https://megbocwwb.gov.in/bocw_services/login.htm

Step 02: The applicant can register by creating a new account, on the home page click on the ‘Worker’ button and enter all the mandatory information.

Step 03: After filling in all the details, click on ‘Register’.

Step 04: After successful registration, the applicant will see the message “Registered Successfully”.

Application Process for New Registration under the MBOCWWB:

Step 01: Visit the online Portal: https://megbocwwb.gov.in/bocw_services/login.htm

Step 02: Enter your User ID (Registered Mobile Number), Password, and Enter Security Code. Click on Login.

Step 03: After successful login, click on ‘Apply for New Registration’ from the menu.

Step 04: Fill in all the required details in the Registration Form i.e. Personal Details, Service/Work Details, Bank Details, and Demographic Details, etc.

Step 05: Click on Submit.

Step 06: After successful registration, you will be directed to another page to manage all the Family & Nominee Details. Click on ‘Add New’ to add Family members and Nominee Details.

Step 07: After adding all the Family & Nominee Details, click on Proceed.

Step 08: Now upload all the required enclosures i.e. Photograph, ID Proof, Employer Certificate/Self Certification, Bank Passbook of the Worker.

Step 09: Click on the ‘Complete’ Button to complete the registration process.

Step 10: Once your application has been processed and verified by Block/District LDA, Block/District Labour Inspector, and approved District Labour Commissioner (DLC), Registration Certificate will be generated.

Application Process for Instrument Grant:

Step 01: Visit the online Portal: https://megbocwwb.gov.in/bocw_services/login.htm

Step 02: Enter your User ID (Registered Mobile Number), Password, and Enter Security Code. Click on Login.

Step 03: After successful login, click on the “Instrument Grant” scheme from the Dashboard.

Step 04: Fill in all the required information and necessary enclosures.

Step 05: Click Submit to apply for benefits.

Application Process to Track/Update:

Step 01: Visit the online Portal: https://megbocwwb.gov.in/bocw_services/login.htm

Step 02: Enter your User ID (Registered Mobile Number), Password, and Enter Security Code. Click on Login.

Step 03: From the menu, click on ‘Track Application Status’.

Step 04: Click on ‘View Details’ to view your application.

Step 05: Click on ‘Application History’ to view the application history.

Step 06: Click on ‘Update’ to update your application.

Note: Once your application is under process or processed, you cannot update it.

(Worker’s User Manual)

Offline

Process for New Registration:

Step 01: The complete application form along with the required documents is required to be submitted before the Registering Officer of the area.

Step 02: The Registering Officer, after satisfying himself/herself with all the details, may register the worker as a beneficiary under the Act and issue an identity card affixing the photograph of the worker.

Process to apply for Scheme Benefits:

Step 01: A copy of the prescribed application form duly signed by the applicant shall be submitted to the concerned employer.

Step 02: The employer is required to countersign the complete application and submit it to the Building & Other Construction Workers' Welfare Board for consideration.

Frequently asked questions

Who is eligible for the Loans for Tools scheme?

The registered building and construction workers who have completed 3 years of membership in the fund and those who remit contributions regularly will be eligible for this loan.

What is the maximum grant amount under this scheme?

Beneficiaries can receive a one-time grant of up to Rs. 10,000/- for the purchase of tools.

Is there an age requirement for eligibility?

Yes, beneficiaries should have completed 55 years of age to be eligible for this loan.

How is the grant amount sanctioned?

The grant is sanctioned upon the production of a valid cash memo or voucher from an authorized dealer. The tools must be presented before an official of the Board for inspection and photograph.

Is there any identification mark placed on the tools?

Yes, the Board embosses a mark (logo or serial number) onto the tool after production and inspection. Tools marked in this way cannot be used for subsequent claims.

Can the beneficiary sell the tools purchased under this scheme?

No, beneficiaries are prohibited from selling the tools purchased under this scheme and are not entitled to a second grant.

How is the loan amount recovered?

The loan amount shall be recovered in not more than sixty installments.

Can a beneficiary apply for multiple grants under this scheme?

No, each beneficiary is entitled to only one grant under this scheme.

How to apply for scheme?

Applications can be made online at http://megbocwwb.gov.in/bocw_services

Can the application be tracked?

Yes, applications can be tracked from the Dashboard after logging into http://megbocwwb.gov.in/bocw_services

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