About this banking scheme
The scheme aims to promote economic upliftment of women from Thakor & Koli communities living below poverty line by supporting them in self-employment ventures. Under this scheme, 100% financial support up to Rs. 1,00,000/- is provided to eligible women for starting a business/trade of their choice.
The "New Swarnima Yojana" is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote economic upliftment of women from Thakor and Koli communities living below poverty line by supporting them in self-employment ventures. Under this scheme, 100% financial assistance up to Rs. 1,00,000/- is provided to eligible women for starting a business or trade of their choice.
Benefits at a glance
| Scheme name | New Swarnima Yojana for Women (GTKVN) (NSYW(GTKVN)) |
|---|---|
| Launched by | Social Justice and Empowerment Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Gujarat |
| Official portal | gtkdconline.gujarat.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Gujarat Thakor And Koli Vikas Nigam |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Family income limit | Up to Rs. 3 lakh per year |
Who can apply (quick check)
- 👤Female
- 🎂Age 21 to 50 years
- 💰Income Rs. 3 lakh tak
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Loan Amount: Up to Rs. 1,00,000 for eligible business/trade activities.
- Interest Rate: 5% per annum.
- Loan Coverage: 100% of the approved project/business cost.
- Repayment Term: 60 equal monthly installments (5 years), including interest.
Who qualifies
- The applicant should be a resident of Gujarat.
- The applicant should be a woman.
- The applicant should belong to Thakor or Koli community.
- The applicant should be between 21 and 50 years of age on the date of application.
- The applicant’s annual family income should not exceed Rs. 3,00,000/-.
- The woman applicant should have experience related to the proposed business/trade.
- The applicant will have to provide suitable collateral to get the loan.
Note: At least 50% of the total credit is reserved for applicants from families with income up to Rs. 1,50,000/- annually.
Papers to keep ready
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Registration walkthrough
Online
Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:
- Personal Information: Name, gender, date of birth, caste, etc.
- Address Information: Permanent and correspondence address
- Income Details: Monthly family income and source
- Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
- Bank Account Details: For loan disbursement
Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Frequently asked questions
What is the objective of this scheme?
The scheme aims to promote economic upliftment of Thakor and Koli women living below the poverty line by supporting them in self-employment ventures of their choice.
Who is eligible to apply for the scheme?
Women belonging to the Thakor or Koli caste, aged between 21 to 50 years, and meeting the income and experience criteria, are eligible.
What is the annual income limit for applying?
The family’s annual income must not exceed Rs. 3 lakh. At least 50% of loans will be given to those with income up to Rs. 1.5 lakh.
Is there an age requirement for applicants?
Yes, the applicant must be between 21 and 50 years old on the date of application.
What is the interest rate for the loan?
The interest rate is 5% per annum.
What is the repayment period for the loan?
The loan must be repaid in 60 equal monthly installments, including interest.
Is the loan amount given in full for the chosen business?
Yes, the scheme provides 100% of the business/occupation cost as a loan.
Is collateral security required to get the loan?
Yes, the applicant must provide suitable collateral for the loan.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines sje.gujarat.gov.in
- Official Website sje.gujarat.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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