About this agriculture scheme
The scheme aims to provide old-age social security through a minimum assured monthly pension of Rs. 3,000/- to Small and Marginal Farmers after attaining the age of 60 years.
"Pradhan Mantri Kisan Maandhan Yojana" by the Department of Agriculture & Farmers Welfare, Government of India is a government scheme meant for old age protection and social security of Small and Marginal Farmers (SMF). All Small and Marginal Farmers having cultivable landholding up to 2 hectares falling in the age group of 18 to 40 years, whose names appear in the land records of States/UTs as on 01.08.2019, are eligible to get benefits under the scheme.
Under this scheme, the farmers would receive a minimum assured pension of Rs. ,3000/- per month after attaining the age of 60 years and if the farmer dies, the spouse of the farmer shall be entitled to receive 50% of the pension as family pension. Family pension is applicable only to the spouse.
Benefits at a glance
| Scheme name | Pradhan Mantri Kisan Maandhan Yojana (PMKMDY) |
|---|---|
| Launched by | Ministry Of Agriculture and Farmers Welfare |
| Department | Department of Agriculture & Farmers Welfare |
| Benefit type | Cash (money paid to your bank account) |
| Category | Agriculture |
| Level / State | Central · All India |
| Official portal | pmkmy.gov.in |
Key facts
| Scheme type | Central Sector Scheme |
|---|---|
| Scheme for | Individual |
| Application mode | Online - via CSC |
| Last date | Not given in the official listing |
| DBT (direct bank transfer) | No |
| Age | 18 to 40 years |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 40 years
- 💼Farmer
- 📝Online - via CSC
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
- Monthly Pension Benefit:
- The subscriber will receive a minimum assured pension of Rs. 3,000/- per month after attaining the age of 60 years.
- Family Pension Benefit:
- In case of death of the subscriber, the spouse will receive 50% of the pension amount as family pension.
- Family pension is applicable only to the spouse.
- Government Matching Contribution:
- The Government of India will contribute an amount equal to the subscriber’s monthly contribution to the pension fund.
- Disablement Benefit:
- If the subscriber becomes permanently disabled before the age of 60 years, the spouse can continue the scheme by paying contributions or exit by receiving the subscriber’s contribution with interest.
- Exit Benefits:
- If the subscriber exits within 10 years, only the subscriber’s contribution will be refunded with savings bank interest.
- If the subscriber exits after 10 years but before 60 years, the subscriber’s contribution will be refunded with accumulated interest or savings bank interest, whichever is higher.
- If the subscriber dies before 60 years, the spouse can continue the scheme or exit with a refund of the subscriber’s contribution with interest.
- After the death of both subscriber and spouse, the corpus will be credited back to the pension fund.
Who qualifies
- The applicant should be a Small or Marginal Farmer.
- The applicant should have cultivable landholding up to 2 hectares as per State or Union Territory land records.
- The applicant should be between 18 and 40 years of age at the time of entry.
- The applicant’s name should appear in land records as on 01.08.2019.
- The applicant should possess an Aadhaar card.
- The applicant should have a savings bank account or PM-KISAN account.
Who is not eligible
- All Institutional Landholders.
- Former and present holders of constitutional posts.
- Former and present Ministers/ State Ministers and former/present Members of Lok Sabha/ Rajya Sabha/ State Legislative Assemblies/ State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.
- All serving or retired officers and employees of Central/ State Government Ministries/ Offices/Departments and their field units, Central or State PSEs and Attached offices/ Autonomous Institutions under Government as well as regular employees of the Local Bodies (Excluding Multi Tasking Staff / Class IV/Group D employees).
- All Persons who paid Income Tax in the last assessment year Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out profession by undertaking practice.
Papers to keep ready
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Registration walkthrough
Online - via CSC
Step 1: The Eligible SMFs desirous of joining the scheme shall visit the nearest Common Service Centre (CSC).
Step 2: Following are the prerequisites for the enrolment process:
- Aadhaar Card
- Savings Bank Account Number along with IFSC Code ( Bank Passbook or Cheque Leave/book or copy of bank statement as evidence of bank account ).
Step 3: Initial contribution amount in cash will be made to the Village Level Entrepreneur (VLE).
Step 4: The VLE will key-in the Aadhaar number, Name of subscriber and Date of birth as printed on aadhaar card for authentication.
Step 5: The VLE will complete the online registration by filling up the details like Bank Account details, Mobile Number, Email Address, Spouse (if any) and Nominee details will be captured.
Step 6: System will auto calculate monthly contribution payable according to age of the Subscriber.
Step 7: Subscriber will pay the 1st subscription amount in cash to the VLE.
Step 8: Enrolment cum Auto Debit mandate form will be printed and will be further signed by the subscriber. VLE will scan the same and upload it into the system.
Step 9: A unique Kisan Pension Account Number (KPAN) will be generated and Kisan Card will be printed.
Frequently asked questions
What is "Pradhan Mantri Kisan Maandhan Yojana (PMKMY)"?
PMKMY is a voluntary and contributory pension scheme launched by the Government of India to provide old-age security to small and marginal farmers.
Who is eligible to join PMKMY?
Small and marginal farmers aged between 18 and 40 years with cultivable landholding up to 2 hectares are eligible to enroll in the scheme.
What pension benefit is provided under PMKMY?
After attaining the age of 60 years, beneficiaries receive a guaranteed monthly pension of Rs. 3,000/-.
Who is eligible to join PMKMY?
Small and marginal farmers aged between 18 and 40 years with cultivable landholding up to 2 hectares are eligible to enroll in the scheme.
What pension benefit is provided under PMKMY?
After attaining the age of 60 years, beneficiaries receive a guaranteed monthly pension of Rs. 3,000/-.
How much contribution is required from farmers?
The contribution depends on the age at entry and ranges from Rs. 55/- to Rs. 200/- per month.
Does the Government contribute to the scheme?
Yes, the Government of India makes an equal matching contribution to the farmer’s contribution.
What happens if the beneficiary dies during the scheme period?
If the beneficiary dies before the pension age, the spouse can continue the scheme by paying the remaining contributions.
What happens if the beneficiary dies after starting pension?
After the death of the pensioner, the spouse is entitled to receive 50% of the pension as a family pension.
Can a beneficiary exit the scheme?
Yes, beneficiaries can voluntarily exit the scheme before the age of 60 years under specified conditions.
What happens if the beneficiary exits before 10 years?
If the beneficiary exits before completing 10 years, only the farmer’s contribution along with savings bank interest will be returned.
What happens if the beneficiary exits after 10 years but before 60 years?
If the exit is after 10 years, the beneficiary can receive either the farmer’s contribution with interest or the accumulated pension fund, whichever is higher.
How can farmers enroll in the scheme?
Farmers can enroll through Common Service Centres (CSCs).
Can farmers receiving PM-KISAN benefits join PMKMY?
Yes, farmers receiving PM-KISAN benefits can also join PMKMY, and their PM-KISAN benefit can be used for contribution payment.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Frequenty Asked Questions (FAQs) pmkmy.gov.in
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
The details on this page are from the official listing and have not been rewritten or reviewed by our team yet. Confirm them on the official portal before applying.
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