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Self Employment Scheme

SES

Published: Oct 2026

4 min read

Reviewed by Navin, Editor · First published: 7 Oct 2026

Self Employment Scheme
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Written by Navin · Editor, tsmpb.inUpdated: 17 Oct 2026 · How we verify scheme facts

About this social welfare scheme

Under this scheme, Subsidies will be provided to the religious minority communities with the help of Nationalized / Scheduled banks to start or improve a small-scale handicraft industry, service sector, and agro-based activities.

Detailed

  • Under this scheme, Subsidies will be provided to the religious minority communities with the help of Nationalized / Scheduled banks to start or improve a small-scale handicraft industry, service sector, and agro-based activities.
  • People belonging to State Religious Minority Communities are covered under this scheme. (State Religious Minority Communities consist of People belonging to Muslim, Christian, Sikh, Buddhist, and Jain Communities).
  • Subsidy will be 33% of the unit cost or a maximum of Rs. 1.00 Lakh.

The beneficiaries will be selected by the below Selection Panel.

  1. MLA of the concerned Assembly Constituency โ€“ Chairman
  2. Member of the Legislative Council who is a permanent resident in that Taluk – Vice-Chairman
  3. Concerned Taluk Tahsildar โ€“ Member
  4. Executive Officer of concerned Taluk Panchayat-Member
  5. The District Lead Bank Manager โ€“ Member
  6. District Joint Director, Commerce, and Industry โ€“ Member
  7. Concerned Districtโ€™s Deputy Director, Women and Child Welfare Department โ€“ Member
  8. Concerned District Manager, Karnataka Minority Development Corporation- Member Secretary.

Benefits at a glance

Scheme nameSelf Employment Scheme (SES)
Launched byMinorities Welfare Department
Benefit typeIn kind (goods, services or support, not cash)
CategorySocial welfare
Level / StateState ยท Karnataka
Official portalkmdconline.karnataka.gov.in (link at the end of this page)

Key facts

Scheme forIndividual
Application modeOnline
Last dateOngoing (no last date notified)
Family income limitUp to Rs. 81,000 per year
Age18 to 55 years

Who can apply (quick check)

  • ๐Ÿ‘คAll genders
  • ๐ŸŽ‚Age 18 to 55 years
  • ๐Ÿ’ฐIncome Rs. 81,000 tak
  • ๐Ÿ•ŒMinorities only
  • ๐Ÿ“Online

Quick check from official data. Full conditions are in the Eligibility section.

What you receive

Benefits

  • Under this scheme, a subsidy of 33% of the unit cost or a maximum of Rs. 1.00 Lakh will be given to persons belonging to religious minority communities

Who qualifies

Eligibility

  1. Applicants must belong to the State Religious Minority Community.
  2. The applicant must be a permanent resident of the State.
  3. The age limit of the applicant is between 18 to 55 years.
  4. Family annual income from all sources should not be more than Rs.81,000/- in a rural areas and Rs. 1,03,000 in urban areas.
  5. No member of the applicant's family shall be an employee of the State/Central/ Government PSU.
  6. Applicants should not have availed of a loan in KMDC earlier.

Who is not eligible

Exclusions

  1. No member of the applicant's family should be an employee of the State/Central/ Government Public Sector Units.
  2. Applicants should not have availed of a loan in KMDC earlier.

Papers to keep ready

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List of the required documents

Registration walkthrough

Online

Application Process

  1. First, go to the official website, and fill out the application form.
  2. Print the application form.
  3. Submit this application form along with other relevant documents
  4. After the approval of the Selection Panel, Subsidy will be transferred to your bank account.

Frequently asked questions

Who will get the benefits?

People belonging to State Religious Minority Community.

What are the benefits?

Under this scheme, a subsidy of 33% of the unit cost or maximum of Rs. 1.00 Lakh will be given to
persons belonging to religious minority communities.

Is there any provision for training under this scheme?

No

What is the main focus area of this scheme?

Small-scale Handicraft Industry, Service Sector, and Agro-based activities.

Is this a fully subsidized scheme?

Yes

Who should apply ?

Only residents of Karnataka State.

What is the age limit required to apply for this scheme?

The age limit should be between 18 to 55 years.

Is this scheme only for persons belonging to State Religious Minority Communities?

Yes

What should be the annual family income of the applicant?

It should not be more than Rs.81,000/- in rural area and Rs. 1,03,000 in urban areas.

Who should not apply?

A person whose family member is an employee of the State/Central/ Government Public Sector Units.

What is the link to apply for this scheme?

The link is- https://kmdconline.karnataka.gov.in/Portal/home

What are the required documents ?

Online application, Beneficiary's latest 2 passport size photos, Caste and income certificate, Copy of the Aadhaar Card, Copy of the Bank Passbook, Project report of the industry activity

How to get Caste Certificate?

The link to get a Caste Certificate is โ€“ https://sevasindhu.karnataka.gov.in/Category/Caste%20Certificate.html

What document is to be used for Permanent Residence Proof?

You can use Aadhaar Card for this purpose.

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