About this banking scheme
The scheme aims to uplift scavengers & their dependents by offering term loans of Rs. 1,00,000/- to Rs. 15,00,000/- to support them in starting self‐employment ventures in various trades & professions, enabling them to pursue income‐generating activities and lead dignified lives.
The "Term Loan Scheme" is implemented by the Gujarat Safai Kamdar Vikas Nigam (GSKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to uplift safai kamdars (scavengers) and their dependents by providing financial assistance in the form of term loans to help them take up various trades or professions for self-employment. The scheme also aims to integrate them into the mainstream society by enabling them to move away from the traditional, inhuman, and hazardous occupation of manual scavenging and lead a life of dignity.
Under this scheme, beneficiaries are eligible to receive term loans ranging from Rs. 1,00,000 to Rs. 15,00,000 to start income-generating self-employment activities or projects. The scheme is implemented with the support of the National Safai Karamcharis Finance & Development Corporation (NSKFDC), New Delhi, in collaboration with the State Government, through the Gujarat Safai Kamdar Vikas Nigam.
Benefits at a glance
| Scheme name | Term Loan Scheme (GSKVN) (TLSGSKVN) |
|---|---|
| Launched by | Social Justice and Empowerment Department |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Gujarat |
| Official portal | esamajkalyan.gujarat.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Gujarat Safai Kamdar Vikas Nigam |
|---|---|
| Scheme for | Individual |
| Application mode | Online |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 80 years
- 🏘️Rural
- 💼Safai Karamchari
- 📝Online
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
Loan Amount:
- loans from Rs. 1,00,000/- to Rs. 15,00,000/- are provided at an interest rate of 6% for various businesses.
Who qualifies
- The applicant should be a resident of Gujarat.
- The applicant should be a scavenger/sanitation worker or a dependent of one.
- The applicant should be willing to use the loan for starting income-generating self-employment activities or projects.
Who is not eligible
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Papers to keep ready
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Registration walkthrough
Online
Registration Process:
Step 1: Visit the Social Justice & Empowerment Department website: https://esamajkalyan.gujarat.gov.in
Step 2: Click on “Please Register Here” on the homepage.
Step 3: Fill in your personal details as per Aadhaar.
Step 4: Create a password and submit the form.
Step 5: Verify details and click “Confirm”.
Step 6: You will receive your User ID & Password via SMS/email.
Login Process:
Step 1: Go to the portal homepage.
Step 2: Enter your User ID, Password, and Captcha.
Step 3: Click “Login” to access your dashboard.
Application Process:
After login, complete your User Profile (first-time only).
Step 1: Homepage will show eligible schemes – click on the one you want.
Step 2: Fill out the scheme application form.
Step 3: Upload the required documents.
Step 4: Review all entries, agree to terms, and click “Save Application” & note down your Application Number for tracking.
Track Application:
Step 1: Click on “View Application Status”
Step 2: Enter your Application Number and Date of Birth
Step 3: Click “View Status” to check progress
Frequently asked questions
Who can apply for the scheme?
Any sweeper, scavenger, or their dependent residing in Gujarat.
What is the loan amount offered?
The loan amount is Rs. 1,00,000 to Rs. 15,00,000.
What is the loan used for?
Self-employment activities/projects or small businesses.
Is there any income limit?
No, there is no income limit.
Are persons with disabilities eligible?
Yes, with a valid PH certificate and ID.
Is there any application fee?
No, the application is free.
Can I apply offline?
No, applications must be submitted online.
Is the scheme available across Gujarat?
Yes, it is available statewide.
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Guidelines sje.gujarat.gov.in (PDF)
- Scheme Details mariyojana.gujarat.gov.in
- Official Website sje.gujarat.gov.in
- Scheme Details sje.gujarat.gov.in (PDF)
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
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