About this banking scheme
Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession, clinic consultation room, etc.
The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1982. Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession/clinic consultation room, etc.
Benefits at a glance
| Scheme name | Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste (DPGSSLAMPGDSC) |
|---|---|
| Launched by | Social Justice and Empowerment Department |
| Launch year | 1982 |
| Benefit type | Cash (money paid to your bank account) |
| Category | Banking |
| Level / State | State · Gujarat |
| Official portal | esamajkalyan.gujarat.gov.in (link at the end of this page) |
Key facts
| Implementing agency | Office Of District Deputy Director And Office Of Social Welfare Officer (Panchayat), Gujarat |
|---|---|
| Scheme for | Individual |
| Application mode | Online / Offline |
| Last date | Ongoing (no last date notified) |
| DBT (direct bank transfer) | No |
Who can apply (quick check)
- 👤All genders
- 🎂Age 18 to 80 years
- 🏷️SC
- 📝Online / Offline
Quick check from official data. Full conditions are in the Eligibility section.
What you receive
Loan/Assistance details under the scheme:
- Subsidy/assistance of Rs. 50,000/-.
- Loan up to Rs. 3,00,000/- at an interest rate of 4%.
Who qualifies
- The applicant should be a Medical Post Graduate (M.D/M.S) Doctor.
- The applicant should belong to the Scheduled Caste category.
- The benefit of this scheme will be given only to natives of Gujarat state.
- There is no income limit.
- The applicant availing the benefit of this scheme will not be eligible to avail the benefit of any similar scheme of the Government.
- Scheduled Caste students with Graduate Medical (MBBS, B.S.A.M., B.A.M.S. and B.D.S. (Dental) degrees) benefited under the loan/assistance for starting an independent profession. If so, such scheduled caste post graduate doctors will not "entitle" any loan/assistance under this scheme.
Note 01: Loan assistance for margin money from the government will have to be used only for the purpose for which it is given. If found to be used for any other purpose, the amount given as loan assistance will be collected with penal interest from the date of repayment and will also be collected as revenue if required.
Note 02: The sanctioned loan will be recovered over a period of four years in equal monthly instalments after the completion of the instalment including interest on the loan taken by the applicant from the bank or other financial institution or after eight years, whichever is earlier.
Note 03: The applicant will be free to repay the outstanding amount earlier than the stipulated time.
Note 04: If the applicant fails to repay the sanctioned loan within the stipulated time, a penal interest at the rate of 2.50% will be charged along with the instalments.
Papers to keep ready
- Passport Size Photograph
- Aadhaar Card of the applicant
- Caste certificate
- Election Identity Card
- Proof of Residence (Any one of Electricity Bill/License/Rent Agreement/Electoral Card/Ration Card)
- Copy of registration
- Certificate of Medical Post Graduate Degree
- Proof of age of applicant/School leaving certificate (if any)
- Copy of first page of bank passbook/cancelled cheque (in the name of the applicant)
- Guarantee letter of property
- Specimen of security bond
- Eligibility for loan repayment
- Agreement
- Affidavit
- Property of Guarantor-1
- Property of Guarantor-2
- Any other documents as required
Registration walkthrough
Online
Step 01: The eligible applicant may visit the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Step 02: On the home page, under the tab ‘Citizen Login’, click on New User ‘Please Register Here’.
Step 03: Enter your Full Name as per Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc. and then click on ‘Register’.
Step 04: After successful registration, the applicants can login through their User ID and Password.
Step 05: Now, click on ‘User Profile’ to update your profile.
Step 06: Fill in all the mandatory information and then click on ‘Update’.
Step 07: After updating the profile successfully, select the scheme appearing on the home page; an application form will open.
Step 08: Fill in all the mandatory details in the application form and upload all the relevant documents.
Step 09: Now agree with the terms & conditions and click on ‘Save Application’.
Step 10: Submit the application form and take out the print of the application for future reference. The applicant can note down the application number to track the application status by logging into the portal using their User ID and Password.
Offline
Step 01: The eligible applicant may visit the nearest office of the District Deputy Director, Scheduled Caste Welfare and collect the application form. The application form can also be downloaded from the official website.
Step 02: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 03: Submit the duly filled and signed application form along with the documents to the concerned authority in the office.
Step 04: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted.
Important dates
| Launch / start | 01 Jan 1982 |
|---|
Frequently asked questions
Who are the beneficiaries of this scheme?
The scheme provides loans/financial assistance to Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to establish their independent profession/clinic consultation room, etc.
What financial benefits are provided under this scheme?
Beneficiaries receive a subsidy/assistance of Rs. 50,000/- and a loan of up to Rs. 3,00,000/- at an interest rate of 4%.
What are the eligibility criteria for applicants?
Applicants must be Medical Post Graduate (M.D/M.S) Doctors belonging to the Scheduled Caste category and natives of Gujarat state. There is no income limit.
Can applicants avail benefits from other similar government schemes simultaneously?
No, applicants availing benefits under this scheme cannot avail benefits from any other similar government scheme.
Are there any restrictions for Scheduled Caste students with graduate medical degrees (MBBS, B.S.A.M., B.A.M.S., and B.D.S.) who have previously benefited from loan/assistance schemes?
Yes, Scheduled Caste post-graduate doctors in this category are not entitled to any loan/assistance under this scheme.
How is the loan assistance for margin money meant to be utilized?
It must be used only for the purpose for which it is given. Any misuse will result in the recovery of the amount with penal interest.
How long is the repayment period for the sanctioned loan?
The sanctioned loan will be recovered over a period of four years in equal monthly installments after the completion of the installment, including interest on the loan taken by the applicant from the bank or other financial institution, or after eight years, whichever is earlier.
Can the applicant repay the outstanding amount earlier than the stipulated time?
Yes, the applicant is free to repay the outstanding amount earlier than the stipulated time.
What happens if the applicant fails to repay the sanctioned loan within the stipulated time?
A penal interest at the rate of 2.50% will be charged along with the installments if the applicant fails to repay the sanctioned loan within the stipulated time.
How to apply under the scheme?
Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Submit your application yourself on the official portal; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
- Official Website sje.gujarat.gov.in
- Scheme Details (Page No. 86) sje.gujarat.gov.in (PDF)
- Scheme Details esamajkalyan.gujarat.gov.in
- Application Form sje.gujarat.gov.in (PDF)
- Notification-1 sje.gujarat.gov.in (PDF)
- Notification-2 sje.gujarat.gov.in (PDF)
tsmpb.in is not affiliated with any government department. Apply only on the official portal and never pay anyone for an application.
Explore more
